ADVANTAGE ONE Credit Union Profile

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ADVANTAGE ONE

Charter #68679 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (734) 676-7000

Fax:

Founding Date: N/A

Website: https://www.myaocu.com/

Personnel & Operations

President: Lindemann, Richard

Manager: Corkery, Christopher

FT Employees: 57

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Lobby: Mon-Thurs 9:30am-5:00pm

Credit Union Profile Summary

ADVANTAGE ONE is a FISCU Credit Union. With a total of 18,002 members ^[1], this institution manages approximately $252,733,708 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.28% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.21% ^[1].

Financial Snapshot

Total Assets ^[1]

$252,733,708

Total economic resources.

Total Loans ^[1]

$197,540,753

Total value of outstanding loans.

Total Deposits ^[1]

$226,251,439

Total funds deposited by members.

Members ^[1]

18,002

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.28%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.61%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

87.31%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -4.11%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 4.21%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.51%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

23670 Telegraph Rd

Brownstown, MI, 48134

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 3 branches reported by ADVANTAGE ONE (Charter #68679).

Main Office

Advantage One Credit Union Main Office

Type: Corporate Office

23670 Telegraph Rd

Brownstown, MI 48134

Phone: (734) 676-7000

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Southgate