FINANCIAL PLUS Credit Union Profile

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FINANCIAL PLUS

Charter #68646 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (810) 244-2200

Fax: (810) 244-2711

Founding Date: N/A

Website: https://www.myfpcu.com

Personnel & Operations

President: Hennessy, Bernard

Manager: Bergmooser, Brad

FT Employees: 278

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 12

Hours: 9:00-5:00 Mon-Fri

Credit Union Profile Summary

FINANCIAL PLUS is a FISCU Credit Union. With a total of 82,199 members ^[1], this institution manages approximately $1,513,610,908 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.86% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 19.64% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,513,610,908

Total economic resources.

Total Loans ^[1]

$1,095,757,953

Total value of outstanding loans.

Total Deposits ^[1]

$1,226,303,267

Total funds deposited by members.

Members ^[1]

82,199

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.86%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

89.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 10.80%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 19.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 1.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

G3381 Van Slyke Rd

Flint, MI, 48507-3263

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 11 branches reported by FINANCIAL PLUS (Charter #68646).

Main Office

FPCU Main Office Branch Main Office

Type: Corporate Office

FPCU - Swartz Creek Branch

Type: Branch Office

7048 Miller Rd

Swartz Creek, MI 48473

Phone: (810) 244-2200

Services: Member Services, ATM, Drive-Thru

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