ZEAL Credit Union Profile

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ZEAL

Charter #62426 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (734) 522-3700

Fax: (734) 466-6151

Founding Date: N/A

Website: http://www.zealcu.org

Personnel & Operations

President: O'Hehir, Michael

Manager: Kreinbring, Julie

FT Employees: 133

PT Employees: 10

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 15

Hours: M and F 9:30am-6pm T-Th 9:30am-5pm Sat 9a

Credit Union Profile Summary

ZEAL is a FISCU Credit Union. With a total of 66,143 members [1], this institution manages approximately $877,504,947 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 21.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.63% [1].

Financial Snapshot

Total Assets [1]
$877,504,947

Total economic resources.

Total Loans [1]
$661,983,617

Total value of outstanding loans.

Total Deposits [1]
$690,209,790

Total funds deposited by members.

Members [1]
66,143

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.76%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
95.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.53%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
1.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

17250 Newburgh Rd

Livonia, MI, 48152-2618

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 13 branches reported by ZEAL (Charter #62426).

Main Office

Zeal Credit Union Main Office

Type: Corporate Office

17250 Newburgh Rd

Livonia, MI 48152-2618

Phone: (734) 522-3700

Services: Member Services, ATM

Open in Directions

Additional Branches

Allen Park

Zeal Credit Union

Type: Branch Office

7240 Park Ave

Allen Park, MI 48101

Phone: (800) 321-8570

Services: Member Services, ATM

Open in Directions

Zeal Credit Union

Type: Branch Office

7532 Allen Rd

Allen Park, MI 48101

Phone: (800) 321-8570

Services: Member Services, ATM, Drive-Thru

Open in Directions

Dearborn

Zeal Credit Union

Type: Branch Office

22740 Michigan Ave

Dearborn, MI 48124-2006

Phone: (800) 321-8570

Services: Member Services, ATM

Open in Directions

Detroit

Zeal Credit Union

Type: Branch Office

2640 E Jefferson Ave

Detroit, MI 48207

Phone: (800) 321-8570

Services: Member Services

Open in Directions

Livonia

Zeal Credit Union

Type: Branch Office

15950 Middlebelt Rd

Livonia, MI 48154-3354

Phone: (800) 321-8570

Services: Member Services, ATM, Drive-Thru

Open in Directions

Melvindale

Zeal Credit Union

Type: Branch Office

4125 Oakwood Blvd

Melvindale, MI 48122-1407

Phone: (800) 321-8570

Services: Member Services, ATM, Drive-Thru

Open in Directions

Southfield

Zeal Credit Union

Type: Branch Office

25123 Southfield Rd

Southfield, MI 48075

Phone: (800) 321-8570

Services: Member Services, ATM, Drive-Thru

Open in Directions

Southgate

Zeal Credit Union

Type: Branch Office

16225 Fort St

Southgate, MI 48195

Phone: (800) 321-8570

Services: Member Services, ATM, Drive-Thru

Open in Directions

Taylor

Zeal Credit Union

Type: Branch Office

21095 Goddard Rd

Taylor, MI 48180

Phone: (800) 321-8570

Services: Member Services, ATM

Open in Directions

Walled Lake

Zeal Credit Union

Type: Branch Office

1260 N Pontiac Trl

Walled Lake, MI 48390-3139

Phone: (800) 321-8570

Services: Member Services, ATM, Drive-Thru

Open in Directions

Westland

Zeal Credit Union

Type: Branch Office

35050 Ford Rd

Westland, MI 48185

Phone: (800) 321-8570

Services: Member Services, ATM, Drive-Thru

Open in Directions

Woodhaven

Zeal Credit Union

Type: Branch Office

22000 Allen Rd

Woodhaven, MI 48183

Phone: (800) 321-8570

Services: Member Services, ATM, Drive-Thru

Open in Directions