CONSUMERS Credit Union Profile

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CONSUMERS

Charter #62172 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (269) 345-7804

Fax:

Founding Date: N/A

Website: http://www.consumerscu.org

Personnel & Operations

President: Zafer, Nick

Manager: Sylvester, Scott

FT Employees: 447

PT Employees: 21

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 32

Hours: M-F 9am - 4pm

Credit Union Profile Summary

CONSUMERS is a FISCU Credit Union. With a total of 148,867 members ^[1], this institution manages approximately $2,539,927,132 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.43% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.59% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,539,927,132

Total economic resources.

Total Loans ^[1]

$2,228,898,739

Total value of outstanding loans.

Total Deposits ^[1]

$2,048,851,602

Total funds deposited by members.

Members ^[1]

148,867

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.43%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

108.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 9.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 9.59%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 6.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7200 Elm Valley Dr

Kalamazoo, MI, 49009

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 25 branches reported by CONSUMERS (Charter #62172).

Main Office

Groves Main Office

Type: Corporate Office

7200 Elm Valley Dr

Kalamazoo, MI 49009

Phone: (269) 345-7804

Services: Member Services

CONSUMERS Credit Union Profile

CONSUMERS

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Groves Main Office

Additional Branches

Battle Creek

Coldwater

Grand Haven

Grand Rapids

Grandville

Holland

Kalamazoo

Lawton

Mattawan

Muskegon

Portage

South Haven

Walker