ARBOR FINANCIAL Credit Union Profile

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ARBOR FINANCIAL

Charter #61708 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (269) 375-6702

Fax: (269) 544-3488

Founding Date: N/A

Website: http://www.arborfcu.org

Personnel & Operations

President: Aubry, David

Manager: Blitchok, Julie

FT Employees: 178

PT Employees: 20

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 13

Hours: Monday - Thursday 9:00 AM to 5:00 PM Friday

Credit Union Profile Summary

ARBOR FINANCIAL is a FISCU Credit Union. With a total of 46,775 members [1], this institution manages approximately $902,471,720 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.63% [1].

Financial Snapshot

Total Assets [1]
$902,471,720

Total economic resources.

Total Loans [1]
$693,384,466

Total value of outstanding loans.

Total Deposits [1]
$774,509,551

Total funds deposited by members.

Members [1]
46,775

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.64%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
89.53%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-7.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-5.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1551 S 9TH ST

KALAMAZOO, MI, 49009-9404

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 13 branches reported by ARBOR FINANCIAL (Charter #61708).

Main Office

Main Office Main Office

Type: Corporate Office

1551 S 9TH ST

Kalamazoo, MI 49009-9404

Phone: (269) 375-6702

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Caledonia

Caledonia Office

Type: Branch Office

7200 KALAMAZOO AVE SE

Caledonia, MI 49316

Phone: (269) 375-6702

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hudsonville

Hudsonville Office

Type: Branch Office

3961 32nd Ave

Hudsonville, MI 49426-8460

Phone: (269) 375-6702

Services: Member Services, ATM, Drive-Thru

Open in Directions

Kalamazoo

Gull Road

Type: Branch Office

5991 GULL RD

Kalamazoo, MI 49048-4013

Phone: (269) 383-2844

Services: None specified

Open in Directions

Kalamazoo Office

Type: Branch Office

5991 GULL RD

Kalamazoo, MI 49048-4013

Phone: (269) 383-2844

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lawrence

Lawrence

Type: Branch Office

701 S PAW PAW ST

Lawrence, MI 49064-9507

Phone: (269) 674-3228

Services: Member Services, ATM

Open in Directions

Otsego

Otsego-Plainwell Office

Type: Branch Office

1389 M-89

Otsego, MI 49078

Phone: (269) 685-9587

Services: Member Services, ATM, Drive-Thru

Open in Directions

Paw Paw

Paw Paw Office

Type: Branch Office

315 E SAINT JOSEPH ST

Paw Paw, MI 49079-1547

Phone: (269) 657-2190

Services: Member Services, ATM, Drive-Thru

Open in Directions

Portage

Centre Ave Office

Type: Branch Office

2019 W CENTRE AVE

Portage, MI 49024-4815

Phone: (269) 321-8695

Services: Member Services, ATM, Drive-Thru

Open in Directions

Portage Road Office

Type: Branch Office

8910 PORTAGE RD

Portage, MI 49002-6420

Phone: (269) 488-6640

Services: Member Services, ATM, Drive-Thru

Open in Directions

Westnedge Ave Office

Type: Branch Office

5250 S WESTNEDGE AVE

Portage, MI 49002-0405

Phone: (269) 375-6702

Services: Member Services, ATM, Drive-Thru

Open in Directions

Three Rivers

Three Rivers Office

Type: Branch Office

811 W MICHIGAN AVE

Three Rivers, MI 49093-2134

Phone: (269) 278-7076

Services: Member Services, ATM, Drive-Thru

Open in Directions

Wyoming

Wyoming Office

Type: Branch Office

2757 44TH ST SW

Wyoming, MI 49519-4192

Phone: (269) 544-3702

Services: Member Services, ATM, Drive-Thru

Open in Directions