MONROE COMMUNITY Credit Union Profile

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MONROE COMMUNITY

Charter #61748 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (734) 242-3222

Fax: (734) 242-6911

Founding Date: N/A

Website: http://www.monroecommunitycu.org

Personnel & Operations

President: Sievert, Gary

Manager: Brenner, Kristine

FT Employees: 72

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: M, T, W, R 9:00am - 4:30pm Fri 9:00am

Credit Union Profile Summary

MONROE COMMUNITY is a FISCU Credit Union. With a total of 31,624 members [1], this institution manages approximately $390,088,917 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.25% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.92% [1].

Financial Snapshot

Total Assets [1]
$390,088,917

Total economic resources.

Total Loans [1]
$244,682,714

Total value of outstanding loans.

Total Deposits [1]
$346,876,632

Total funds deposited by members.

Members [1]
31,624

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.25%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.28%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
70.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
8.73%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.92%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.12%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

715 N Telegraph Rd

Monroe, MI, 48162-5130

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by MONROE COMMUNITY (Charter #61748).

Main Office

Main Office (MOT) Main Office

Type: Corporate Office

715 N Telegraph Rd

Monroe, MI 48162-5130

Phone: (734) 242-3222

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Dundee

Dundee

Type: Branch Office

106 Park Pl

Dundee, MI 48131-1016

Phone: (734) 242-3222

Services: ATM

Open in Directions

Flat Rock

Michigan Legacy CU

Type: Branch Office

22855 Gibraltar Rd

Flat Rock, MI 48134-9407

Phone: (734) 379-9125

Services: None specified

Open in Directions

Maybee

Maybee

Type: Branch Office

9040 Raisin St

Maybee, MI 48159

Phone: (734) 242-3222

Services: Member Services, ATM, Drive-Thru

Open in Directions

Monroe

Winchester (WIN)

Type: Branch Office

14 Winchester St

Monroe, MI 48161-1949

Phone: (734) 244-0220

Services: Member Services, ATM, Drive-Thru

Open in Directions

Newport

Newport (DIX)

Type: Branch Office

5044 N Dixie Hwy

Newport, MI 48166

Phone: (734) 244-0214

Services: Member Services, ATM, Drive-Thru

Open in Directions

Temperance

Bedford (BED)

Type: Branch Office

7408 Lewis Ave

Temperance, MI 48182

Phone: (734) 244-0213

Services: Member Services, ATM, Drive-Thru

Open in Directions