UNIVERSITY OF MICHIGAN Credit Union Profile

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UNIVERSITY OF MICHIGAN

Charter #61552 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (734) 662-8200

Fax: (734) 769-2245

Founding Date: N/A

Website: http://www.umcu.org

Personnel & Operations

President: Bell, Earl

Manager: Ford, Tiffany

FT Employees: 234

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 17

Hours: N/A

Credit Union Profile Summary

UNIVERSITY OF MICHIGAN is a FISCU Credit Union. With a total of 119,873 members ^[1], this institution manages approximately $1,395,924,213 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.7% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.93% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,395,924,213

Total economic resources.

Total Loans ^[1]

$1,116,142,465

Total value of outstanding loans.

Total Deposits ^[1]

$1,073,836,388

Total funds deposited by members.

Members ^[1]

119,873

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.7%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.52%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

103.94%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.20%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 4.93%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

340 E Huron St

Ann Arbor, MI, 48104

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 15 branches reported by UNIVERSITY OF MICHIGAN (Charter #61552).

Main Office

340 Huron Main Office

Type: Corporate Office

340 E Huron St

Ann Arbor, MI 48104

Phone: (734) 662-8200

Services: ATM

UNIVERSITY OF MICHIGAN Credit Union Profile