POLISH-AMERICAN Credit Union Profile

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POLISH-AMERICAN

Charter #22280 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (248) 619-0440

Fax: (248) 619-3230

Founding Date: N/A

Website: http://www.mypafcu.com

Personnel & Operations

President: Reaume, Mark

Manager: Swidwinski, John

FT Employees: 22

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 2

Hours: M - Th 9:30 - 5:00 F 9:30 - 6:00 S 9:30 - 1

Credit Union Profile Summary

POLISH-AMERICAN is a FCU Credit Union. With a total of 7,310 members [1], this institution manages approximately $176,376,182 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.24% [1].

Financial Snapshot

Total Assets [1]
$176,376,182

Total economic resources.

Total Loans [1]
$119,572,575

Total value of outstanding loans.

Total Deposits [1]
$152,617,852

Total funds deposited by members.

Members [1]
7,310

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.24%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.51%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2889 E Maple Rd

Troy, MI, 48083
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by POLISH-AMERICAN (Charter #22280).

Main Office

Troy Main Office

Type: Corporate Office

2889 E Maple Rd

Troy, MI 48083

Phone: (248) 619-0440

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Hamtramck

Hamtramck

Type: Branch Office

11905 Joseph Campau St

Hamtramck, MI 48212

Phone: (313) 365-1000

Services: Member Services, ATM

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