ROCK COMMUNITY Credit Union Profile

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ROCK COMMUNITY

Charter #21020 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (906) 356-6877

Fax: (906) 356-6824

Founding Date: N/A

Website: http://www.rockcommfcu.com

Personnel & Operations

President: Westlund, Wm. Craig

Manager: Moore, Marla

FT Employees: 1

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday - Thurs 8:00 a.m. - 5:00 p.m. Frida

Credit Union Profile Summary

ROCK COMMUNITY is a FCU Credit Union. With a total of 828 members [1], this institution manages approximately $8,649,765 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.51% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.09% [1].

Financial Snapshot

Total Assets [1]
$8,649,765

Total economic resources.

Total Loans [1]
$3,025,440

Total value of outstanding loans.

Total Deposits [1]
$7,904,900

Total funds deposited by members.

Members [1]
828

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.51%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.75%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
38.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
8.09%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3975 W Maple Ridge 37th Rd

Rock, MI, 49880-9489

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ROCK COMMUNITY (Charter #21020).

Main Office

Rock Community Federal Credit Union Main Office

Type: Corporate Office

3975 W Maple Ridge 37th Rd

Rock, MI 49880-9489

Phone: (906) 356-6877

Services: Member Services

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