WALLED LAKE SCHOOLS Credit Union Profile

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WALLED LAKE SCHOOLS

Charter #6613 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (248) 624-5222

Fax: (248) 624-0614

Founding Date: N/A

Website: http://www.wlsfcu.com

Personnel & Operations

President: Howald, Neal

Manager: Richards, Cara

FT Employees: 13

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: M-Th 10:00am-5:00pm F 10:00am-6:00pm S 9:

Credit Union Profile Summary

WALLED LAKE SCHOOLS is a FCU Credit Union. With a total of 5,087 members [1], this institution manages approximately $136,117,925 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.77% [1].

Financial Snapshot

Total Assets [1]
$136,117,925

Total economic resources.

Total Loans [1]
$32,536,543

Total value of outstanding loans.

Total Deposits [1]
$118,511,171

Total funds deposited by members.

Members [1]
5,087

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.76%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
27.45%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.01%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3095 S Commerce Rd

Wolverine Lake, MI, 48390-1418
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by WALLED LAKE SCHOOLS (Charter #6613).

Main Office

Main Main Office

Type: Corporate Office

3095 S Commerce Rd

Wolverine Lake, MI 48390-1418

Phone: (248) 624-5222

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Troy

Galaxy Credit Union Solutions

Type: Corporate Office

5600 Crooks Rd Ste 100

Troy, MI 48098-2811

Phone: (800) 876-9000

Services: None specified

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