Financial Overview: New Jersey (NJ)
Summary for New Jersey
The state of New Jersey is home to 132 credit unions, managing a collective total of $15.11B [1] in assets and serving over 945,704 members [1]. These credit unions exhibit a strong average net worth ratio of 16.00% [1], which is a key indicator of financial stability. The average Loan-to-Share (LTS) ratio of 52.55% [1] suggests CUs here maintain strong liquidity to support future loan demand.
Key Aggregate Metrics
Credit Unions Tracked
132
Total Aggregate Assets [1]
Total Members Served [1]
Avg. Net Worth Ratio [1]
Avg. Loan-to-Share Ratio [1]
Indicator: Higher values mean CUs are actively lending.
Data Source Disclaimer
All data is based on the latest available NCUA Call Report data for federally insured credit unions.
Credit Unions List
| Name | Charter # | Total Assets | Members | Net Worth Ratio | LTS Ratio | Location |
|---|---|---|---|---|---|---|
| RIDGEDALE | 5419 | $98.9M | 3,803 | 9.26% | 49.56% | East Hanover, NJ |
| CENTRAL JERSEY | 1108 | $96.2M | 6,189 | 9.50% | 51.31% | WOODBRIDGE, NJ |
| IRCO COMMUNITY | 17395 | $93.1M | 6,695 | 9.24% | 60.23% | Phillipsburg, NJ |
| BAY ATLANTIC | 3541 | $92.6M | 9,273 | 8.90% | 48.93% | VINELAND, NJ |
| TERMINALS | 17969 | $906,943 | 75 | 38.08% | 123.19% | CARTERET, NJ |
| HMC (NJ) | 23052 | $9.4M | 826 | 10.42% | 27.35% | Flemington, NJ |
| EAST ORANGE FIREMENS | 11014 | $9.4M | 803 | 27.39% | 76.49% | Bloomfield, NJ |
| UNION BUILDING TRADES | 21244 | $83.9M | 24,782 | 12.89% | 49.97% | Parsippany, NJ |
| B-M S | 9146 | $83.8M | 3,775 | 20.81% | 25.56% | New Brunswick, NJ |
| NEW JERSEY COMMUNITY | 9555 | $9.0M | 821 | 9.47% | 29.80% | MOORESTOWN, NJ |
| NEWARK FIREMEN | 4175 | $8.9M | 1,665 | 4.74% | 30.34% | Newark, NJ |
| BAYONNE SCHOOL EMPLOYEES | 2641 | $8.8M | 752 | 6.29% | 4.88% | BAYONNE, NJ |
| JERSEY CITY POLICE | 6944 | $8.3M | 1,035 | 24.68% | 32.33% | JERSEY CITY, NJ |
| RUTGERS | 9237 | $78.9M | 6,687 | 10.98% | 33.58% | New Brunswick, NJ |
| HOBOKEN SCHOOL EMPLOYEES | 2155 | $72.3M | 1,531 | 21.26% | 44.79% | HOBOKEN, NJ |
| MIDDLESEX COUNTY N J EMP | 18628 | $7.8M | 1,320 | 10.24% | 28.18% | New Brunswick, NJ |
| SAKER SHOP RITE | 15370 | $7.7M | 1,444 | 24.33% | 13.91% | HOLMDEL, NJ |
| PUBLIC SERVICE H C EMPLOYEES | 9082 | $7.4M | 659 | 37.00% | 17.82% | Brick, NJ |
| I.L.A. LOCAL 1235 | 23807 | $7.4M | 643 | 12.10% | 75.48% | Newark, NJ |
| ELIZABETH (N.J.) FIREMEN'S | 916 | $7.4M | 1,157 | 10.80% | 38.10% | Elizabeth, NJ |
| LINDEN NJ POLICE & FIREMEN | 2617 | $7.2M | 966 | 29.74% | 15.66% | LINDEN, NJ |
| KEARNY MUNICIPAL EMPLOYEES | 10614 | $7.0M | 713 | 20.97% | 14.65% | kearny, NJ |
| UNITED POLES | 16577 | $69.2M | 2,138 | 6.70% | 90.72% | PERTH AMBOY, NJ |
| NEW JERSEY LAW AND PUBLIC SAFETY | 66130 | $63.7M | 7,461 | 18.36% | 77.05% | Trenton, NJ |
| FORT BILLINGS | 1167 | $63.2M | 3,530 | 9.41% | 57.13% | PAULSBORO, NJ |
| FINANCIAL RESOURCES | 6665 | $620.3M | 29,507 | 9.23% | 93.24% | Branchburg, NJ |
| MOTION | 53 | $62.2M | 5,142 | 9.77% | 70.12% | Linden, NJ |
| ATLANTIC CITY ELECTRIC CO EMP | 3755 | $61.7M | 3,971 | 14.16% | 38.81% | MAYS LANDING, NJ |
| OCNAC #1 | 5987 | $7.0M | 2,178 | 11.20% | 28.66% | jersey city, NJ |
| FORT DIX | 15513 | $6.9M | 557 | 11.00% | 30.96% | Joint Base MDL, NJ |
| UNION COUNTY EMPLOYEES | 14329 | $6.9M | 1,050 | 21.95% | 35.57% | Elizabeth, NJ |
| PASSAIC POLICE | 12227 | $6.8M | 609 | 15.04% | 34.39% | PASSAIC, NJ |
| WEST HUDSON TEACHERS | 2127 | $6.2M | 812 | 11.28% | 19.79% | North Arlington, NJ |
| MESSIAH BAPTIST CHURCH | 21440 | $576,226 | 168 | 9.58% | 62.82% | East Orange, NJ |
| CAMDEN FIREMEN'S | 24903 | $554,043 | 144 | 17.70% | 39.47% | MOORESTOWN, NJ |
| PROPONENT | 20448 | $515.3M | 18,661 | 13.96% | 93.06% | Nutley, NJ |
| GARDEN SAVINGS | 18710 | $508.4M | 31,943 | 7.94% | 81.02% | PARSIPPANY, NJ |
| N. J. LATVIAN | 20463 | $5.6M | 136 | 13.81% | 6.14% | Freehold, NJ |
| PARLIN DUPONT EMPLOYEES | 2246 | $5.5M | 821 | 9.77% | 48.28% | Sayreville, NJ |
| NEWARK POLICE | 4611 | $5.2M | 1,206 | 32.48% | 99.09% | NEWARK, NJ |
| MERCER COUNTY NJ TEACHERS | 1351 | $48.7M | 3,710 | 12.98% | 50.65% | HAMILTON SQUARE, NJ |
| BRIDGETON ONIZED | 3476 | $48.6M | 7,364 | 7.78% | 96.30% | Cedarville, NJ |
| CREDIT UNION OF NEW JERSEY, A | 24927 | $473.3M | 38,214 | 9.74% | 93.45% | Ewing, NJ |
| H. E. TELEPHONE | 17569 | $47.1M | 2,718 | 14.79% | 59.22% | Rochelle Park, NJ |
| SOUTHERN MIDDLESEX CO TCHRS | 3126 | $46.8M | 2,935 | 9.90% | 30.86% | East Brunswick, NJ |
| CENTRAL JERSEY POLICE & FIRE | 3202 | $46.2M | 2,860 | 14.90% | 71.17% | Hamilton, NJ |
| FIRST HARVEST | 3951 | $449.9M | 47,494 | 8.38% | 71.67% | DEPTFORD, NJ |
| PICATINNY | 3291 | $448.5M | 19,878 | 9.04% | 64.02% | DOVER, NJ |
| MERCER COUNTY IMPROVEMENT AUTHORITY | 1546 | $424,125 | 202 | 7.48% | 52.16% | HAMILTON, NJ |
| ISRAEL MEMORIAL A M E | 10803 | $405,165 | 183 | 39.45% | 57.00% | Newark, NJ |
| PUBLIC SERVICE | 11779 | $40.0M | 3,704 | 14.77% | 44.24% | Middlesex, NJ |
| PATERSON POLICE | 8339 | $4.9M | 536 | 18.84% | 38.61% | Paterson, NJ |
| NEW JERSEY STATE PBA | 24958 | $4.9M | 637 | 26.28% | 34.80% | Woodbridge, NJ |
| GAF LINDEN EMPLOYEES | 2348 | $4.7M | 510 | 16.51% | 29.23% | Parsippany, NJ |
| TRENTON NJ FIREMEN | 4906 | $4.4M | 789 | 17.62% | 33.67% | TRENTON, NJ |
| AFFINITY | 857 | $4.13B | 236,675 | 8.41% | 102.58% | Basking Ridge, NJ |
| BAYONNE CITY EMPLOYEES | 6443 | $4.0M | 685 | 28.20% | 69.40% | Bayonne, NJ |
| LAKEHURST NAVAL | 7958 | $39.2M | 1,865 | 11.58% | 27.47% | LAKEHURST NAEC, NJ |
| GARDEN STATE | 14015 | $38.7M | 3,362 | 10.64% | 72.93% | MOORESTOWN, NJ |
| N.J.T. EMPLOYEES | 9723 | $36.7M | 2,505 | 11.63% | 23.45% | Waldwick, NJ |
| POSTAL EMPLOYEES | 64882 | $36.2M | 1,859 | 16.45% | 34.60% | YARDVILLE, NJ |
| UNITED TELETECH FINANCIAL | 18195 | $334.4M | 17,934 | 8.54% | 89.34% | TINTON FALLS, NJ |
| COMMUNITY FINANCIAL SERVICES | 6179 | $32.2M | 2,788 | 13.77% | 44.11% | ROSELLE, NJ |
| FIRST ATLANTIC | 82 | $308.9M | 23,636 | 13.05% | 78.01% | EATONTOWN, NJ |
| ATLANTIC HEALTH EMPLOYEES | 21737 | $30.1M | 5,907 | 10.15% | 43.71% | Summit, NJ |
| METREX | 14172 | $3.8M | 409 | 34.15% | 119.04% | Kenilworth, NJ |
| NEW COMMUNITY | 24167 | $3.2M | 3,542 | 12.98% | 40.27% | Newark, NJ |
| MANVILLE AREA | 2168 | $29.8M | 1,887 | 11.78% | 57.64% | MANVILLE, NJ |
| NJ GATEWAY | 19454 | $28.0M | 2,406 | 9.50% | 17.33% | Dayton, NJ |
| VAH LYONS EMPLOYEES | 22028 | $27.5M | 1,512 | 17.43% | 23.41% | Lyons, NJ |
| FIRST POINT | 10319 | $26.2M | 1,648 | 7.20% | 28.98% | HAMILTON, NJ |
| HARRISON POLICE & FIREMEN'S | 6638 | $26.0M | 1,346 | 15.14% | 54.19% | Harrison, NJ |
| EDIFI | 12679 | $256.0M | 25,984 | 8.61% | 53.87% | Rancocas, NJ |
| GREATER ALLIANCE | 2182 | $252.5M | 21,330 | 8.26% | 76.01% | Paramus, NJ |
| UNITED CITIES | 62796 | $25.1M | 2,817 | 5.67% | 50.51% | NEWARK, NJ |
| JERSEY SHORE | 15483 | $245.4M | 16,392 | 8.76% | 55.93% | Northfield, NJ |
| THE ATLANTIC | 477 | $243.2M | 15,026 | 13.95% | 90.38% | Kenilworth, NJ |
| NORTH JERSEY | 1015 | $232.4M | 24,685 | 10.47% | 68.06% | Totowa, NJ |
| MID-STATE | 6739 | $23.4M | 1,173 | 14.50% | 34.07% | Carteret, NJ |
| ESSEX COUNTY TEACHERS | 1131 | $23.3M | 3,692 | 7.15% | 36.79% | BLOOMFIELD, NJ |
| JERSEY CENTRAL | 2493 | $23.3M | 4,185 | 18.13% | 71.03% | CRANFORD, NJ |
| MONMOUTH COUNTY POSTAL EMPLOYEES | 61872 | $22.7M | 1,046 | 19.96% | 17.32% | Red Bank, NJ |
| L'OREAL USA | 21109 | $21.5M | 1,757 | 25.08% | 48.73% | Mountainside, NJ |
| EAST ORANGE VA HOSPITAL | 11604 | $20.2M | 2,171 | 11.86% | 53.15% | East Orange, NJ |
| PUBLIC SERVICE E.D. TRENTON | 10741 | $2.8M | 260 | 44.41% | 38.28% | Mercerville, NJ |
| MAUN | 24925 | $2.7M | 313 | 17.15% | 69.84% | Kendall Park, NJ |
| NEWARK POST OFFICE EMPLOYEES | 66159 | $2.3M | 937 | 31.91% | 34.54% | NEWARK, NJ |
| CLIFTON NJ POSTAL EMPLOYEES | 277 | $2.2M | 251 | 51.35% | 32.71% | Clifton, NJ |
| HEARD A.M.E. | 23615 | $196,093 | 190 | 5.50% | 26.92% | ROSELLE, NJ |
| HAMILTON HORIZONS | 9411 | $19.9M | 2,673 | 6.22% | 73.86% | Hamilton, NJ |
| XCEL | 16218 | $189.2M | 12,099 | 10.45% | 70.23% | Bloomfield, NJ |
| FIRST FINANCIAL | 1021 | $183.1M | 15,102 | 7.25% | 63.54% | Freehold, NJ |
| ENERGY PEOPLE | 13729 | $18.6M | 1,093 | 17.83% | 98.99% | MEDFORD, NJ |
| NEW BRUNSWICK POSTAL | 2394 | $18.3M | 2,157 | 10.38% | 67.67% | New Brunswick, NJ |
| PRINCETON | 21009 | $176.9M | 8,593 | 9.44% | 79.88% | PRINCETON, NJ |
| 1166 | 1166 | $18.0M | 1,227 | 8.65% | 47.70% | Swedesboro, NJ |
| TEANECK | 2021 | $17.0M | 993 | 12.71% | 46.79% | TEANECK, NJ |
| RIEGEL | 13944 | $165.3M | 8,277 | 10.20% | 30.42% | Milford, NJ |
| NOVA UA | 13439 | $150.4M | 3,734 | 14.04% | 77.50% | CLIFTON, NJ |
| FEDERAL EMPLOYEES NEWARK | 4894 | $15.1M | 2,356 | 17.19% | 70.87% | NEWARK, NJ |
| CAMPBELL | 2141 | $143.1M | 10,763 | 13.86% | 49.95% | Maple Shade, NJ |
| DIVISION 819 TRANSIT EMPLOYEES | 62855 | $15.0M | 1,599 | 17.92% | 51.68% | IRVINGTON, NJ |
| ENTERTAINMENT INDUSTRIES | 22032 | $14.7M | 1,643 | 13.01% | 70.35% | ELIZABETH, NJ |
| HEALTHCARE EMPLOYEES | 24150 | $131.7M | 14,005 | 12.21% | 68.26% | PRINCETON, NJ |
| LOCAL 1233 | 20773 | $14.0M | 83 | 17.53% | 49.03% | Newark, NJ |
| PATH | 8118 | $13.2M | 1,370 | 31.52% | 105.43% | Jersey City, NJ |
| PUBLIC SERVICE PLAZA | 8993 | $13.0M | 962 | 19.25% | 19.16% | Newark, NJ |
| MEMBERS 1ST OF NJ | 2574 | $128.5M | 12,934 | 9.04% | 50.12% | Vineland, NJ |
| COUNTY EXCELLENCE | 120 | $126.4M | 8,738 | 8.56% | 52.30% | Roselle Park, NJ |
| LIBERTY SAVINGS | 7184 | $123.3M | 16,574 | 12.74% | 60.85% | Jersey City, NJ |
| PEOPLES TRANSPORT | 12956 | $12.3M | 1,385 | 10.04% | 52.74% | MOUNT EPHRAIM, NJ |
| P S E | 12175 | $12.1M | 1,295 | 15.31% | 73.79% | Somerset, NJ |
| DEEPWATER INDUSTRIES | 430 | $111.2M | 7,946 | 9.96% | 54.06% | DEEPWATER, NJ |
| JERSEY CITY FIREMEN | 6700 | $11.7M | 1,267 | 45.52% | 81.37% | Jersey City, NJ |
| ERIE LACKAWANNA RAILROAD CO EMP | 4158 | $11.5M | 1,866 | 25.69% | 35.93% | Hoboken, NJ |
| GOYA FOODS EMPLOYEES | 23678 | $11.4M | 666 | 21.25% | 10.89% | Jersey City, NJ |
| WAKEFERN | 15016 | $11.3M | 1,227 | 23.70% | 48.02% | Elizabeth, NJ |
| ADVANCED FINANCIAL | 16785 | $107.2M | 6,611 | 15.44% | 55.04% | NEW PROVIDENCE, NJ |
| RARITAN BAY | 4726 | $105.1M | 8,993 | 7.86% | 35.54% | Sayreville, NJ |
| SEAPORT | 19185 | $103.9M | 5,558 | 13.59% | 49.57% | ELIZABETH, NJ |
| FAIRLEIGH DICKINSON UNIVERSITY | 16584 | $10.6M | 1,624 | 14.08% | 75.92% | MADISON, NJ |
| HOBOKEN N J POLICE | 9075 | $10.5M | 783 | 23.25% | 90.54% | HOBOKEN, NJ |
| 1ST BERGEN | 24810 | $10.5M | 1,643 | 28.54% | 92.44% | Hackensack, NJ |
| BLOOMFIELD FIRE AND POLICE | 7069 | $10.1M | 1,296 | 13.79% | 82.78% | Bloomfield, NJ |
| P.S.E. & G. NUCLEAR EMPLOYEES | 24226 | $10.0M | 955 | 14.46% | 52.24% | HANCOCKS BRIDGE, NJ |
| CRIERS | 5321 | $2.0M | 120 | 20.84% | 12.18% | Monroe Township, NJ |
| ATLANTIC CITY POLICE | 3420 | $2.0M | 264 | 20.72% | 20.17% | Northfield, NJ |
| TRENTON TEACHERS | 2932 | $1.9M | 406 | 20.81% | 8.36% | TRENTON, NJ |
| MERCK EMPLOYEES | 1454 | $1.83B | 24,108 | 13.68% | 16.60% | RAHWAY, NJ |
| ELIZABETH POLICE DEPARTMENT E | 3356 | $1.8M | 288 | 49.29% | 98.09% | ELIZABETH, NJ |
| OCEAN COUNTY EMPLOYEES | 18759 | $1.5M | 358 | 18.00% | 30.80% | TOMS RIVER, NJ |
| PLAINFIELD POLICE & FIREMEN'S | 2892 | $1.4M | 513 | 21.90% | 44.35% | Plainfield, NJ |