POSTAL EMPLOYEES Credit Union Profile

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POSTAL EMPLOYEES

Charter #64882 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (609) 585-4334

Fax: (609) 585-3514

Founding Date: N/A

Website: http://www.pecu24.org

Personnel & Operations

President: Bowen, Joann

Manager: Lardiere, Stephen

FT Employees: 3

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-T-W-TH-F 8:00am to 5:00pm

Credit Union Profile Summary

POSTAL EMPLOYEES is a FISCU Credit Union. With a total of 1,859 members [1], this institution manages approximately $36,207,721 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.51% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.34% [1].

Financial Snapshot

Total Assets [1]
$36,207,721

Total economic resources.

Total Loans [1]
$10,757,277

Total value of outstanding loans.

Total Deposits [1]
$31,088,218

Total funds deposited by members.

Members [1]
1,859

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.51%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.37%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
34.60%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-3.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.34%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.57%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4248 S Broad St

TRENTON, NJ, 08620-2105

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by POSTAL EMPLOYEES (Charter #64882).

Main Office

4248 S Broad St Main Office

Type: Corporate Office

4248 S Broad St

Trenton, NJ 08620-2105

Phone: (609) 585-4334

Services: Member Services

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