MIDDLESEX COUNTY N J EMP Credit Union Profile

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MIDDLESEX COUNTY N J EMP

Charter #18628 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (732) 227-0270

Fax:

Founding Date: N/A

Personnel & Operations

President: Brennan, Mark

Manager: Schwalb, Sandra

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: Monday - Friday 9am to 3pm

Credit Union Profile Summary

MIDDLESEX COUNTY N J EMP is a FCU Credit Union. With a total of 1,320 members [1], this institution manages approximately $7,833,679 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.24% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.88% [1].

Financial Snapshot

Total Assets [1]
$7,833,679

Total economic resources.

Total Loans [1]
$1,979,497

Total value of outstanding loans.

Total Deposits [1]
$7,025,147

Total funds deposited by members.

Members [1]
1,320

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.24%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
28.18%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.65%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

Middlesex County EFCU, 19 Kilmer Rd

Edison, NJ, 08817

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MIDDLESEX COUNTY N J EMP (Charter #18628).

Main Office

MCEFCU Main Office

Type: Corporate Office

Middlesex County EFCU

711 Jersey Ave

New Brunswick, NJ 08901

Phone: (732) 745-3867

Services: Member Services

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