VAH LYONS EMPLOYEES Credit Union Profile

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VAH LYONS EMPLOYEES

Charter #22028 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (908) 647-6952

Fax: (908) 647-1480

Founding Date: N/A

Website: https://www.vahlyonsefcu.org

Personnel & Operations

President: Falzarano-Rozmerski, Lori

Manager: Malinowski, Mark

FT Employees: 3

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: Monday, Wednesday, & Fridays 6:30AM-4PM. Cl

Credit Union Profile Summary

VAH LYONS EMPLOYEES is a FCU Credit Union. With a total of 1,512 members [1], this institution manages approximately $27,460,611 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.71% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.55% [1].

Financial Snapshot

Total Assets [1]
$27,460,611

Total economic resources.

Total Loans [1]
$5,454,301

Total value of outstanding loans.

Total Deposits [1]
$23,300,654

Total funds deposited by members.

Members [1]
1,512

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.98%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
23.41%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-3.54%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.55%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.82%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

151 Knollcroft Rd Bldg 5A

Lyons, NJ, 07939

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by VAH LYONS EMPLOYEES (Charter #22028).

Main Office

vah lyons employees fcu Main Office

Type: Corporate Office

151 knollcroft rd

Lyons, NJ 07939

Phone: (908) 647-6952

Services: Member Services

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