GARDEN SAVINGS Credit Union Profile
Showing details for GARDEN SAVINGS Credit Union.
Credit Union Profile for: GARDEN SAVINGS
GARDEN SAVINGS
Headquarters Contact & Staff
Contact & Info
Phone: (973) 576-2000
Fax: (973) 402-0736
Founding Date: N/A
Website: https://www.Gardensavingsfcu.org
Personnel & Operations
President: Mercer, Paul
Manager: Powers, Michael
FT Employees: 83
PT Employees: 5
Designations & Ratios
MDI Status: No
RBC Ratio: 11.3%
Membership Type: 53
Branches: 6
Hours: 9AM - 4:30PM
Credit Union Profile Summary
GARDEN SAVINGS is a FCU Credit Union. With a total of 31,943 members [1], this institution manages approximately $508,385,288 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.88% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 4 branches reported by GARDEN SAVINGS (Charter #18710).
Main Office
Main Main Office
129 Littleton Rd
Parsippany, NJ 07054-1869
Phone: (973) 576-2000
Services: Member Services, ATM
Additional Branches
Dover
Dover Branch
23 Prospect St
Dover, NJ 07801
Phone: (973) 361-3770
Services: Member Services, ATM
Newark
Regular Branch
120 Ferry St
Newark, NJ 07105
Phone: (973) 576-2072
Services: Member Services, ATM
South Orange
South Orange Branch
15 Scotland Rd
South Orange, NJ 07079
Phone: (973) 761-7090
Services: Member Services, ATM