FIRST HARVEST Credit Union Profile

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FIRST HARVEST

Charter #3951 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (856) 374-9700

Fax: (856) 232-9190

Founding Date: N/A

Website: http://www.firstharvestcu.com

Personnel & Operations

President: Winters, Loretta

Manager: Dinneen, Joseph

FT Employees: 126

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 6

Hours: 8:30-5:00

Credit Union Profile Summary

FIRST HARVEST is a FCU Credit Union. With a total of 47,494 members [1], this institution manages approximately $449,852,827 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.51% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.76% [1].

Financial Snapshot

Total Assets [1]
$449,852,827

Total economic resources.

Total Loans [1]
$283,746,732

Total value of outstanding loans.

Total Deposits [1]
$395,908,822

Total funds deposited by members.

Members [1]
47,494

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.51%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.32%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
71.67%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.76%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.99%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1615 HURFFVILLE RD, REAR BUILDING

DEPTFORD, NJ, 08096

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 10 branches reported by FIRST HARVEST (Charter #3951).

Main Office

Corporate Center Main Office

Type: Corporate Office

1615 Hurffville Rd

Rear Building

Deptford, NJ 08096

Phone: (856) 374-9700

Services: None specified

Open in Directions

Additional Branches

Camden

Camden

Type: Branch Office

227 Market St

Camden, NJ 08102

Phone: (856) 232-9000

Services: Member Services, ATM

Open in Directions

Deptford

Deptford

Type: Branch Office

1615 Hurffville Road

Deptford, NJ 08096

Phone: (856) 232-9000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Glassboro

Glassboro

Type: Branch Office

202 Rowan Blvd

Suite 2

Glassboro, NJ 08028

Phone: (856) 232-9000

Services: Member Services, ATM

Open in Directions

Mount Laurel

Mount Laurel

Type: Branch Office

1180A Nixon Dr

East Gate Shopping Center

Mount Laurel, NJ 08054-1172

Phone: (856) 232-9000

Services: Member Services, ATM

Open in Directions

Pennsauken

Pennsauken

Type: Branch Office

7512 Maple Ave

Pennsauken, NJ 08109

Phone: (800) 582-7640

Services: Member Services

Open in Directions

Pleasantville

Pleasantville

Type: Branch Office

15 W West Jersey Ave

Pleasantville, NJ 08232-2629

Phone: (856) 232-9000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Vineland

Vineland

Type: Branch Office

818 E Landis Ave

Vineland, NJ 08360

Phone: (856) 232-9000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Voorhees

Voorhees

Type: Branch Office

700 Haddonfield Berlin Rd

Eagle Plaza

Voorhees, NJ 08043-4305

Phone: (856) 784-7799

Services: Member Services, ATM

Open in Directions

Williamsport

Willamsport Office

Type: Branch Office

1935 E 3rd St

Loyal Plaza

Williamsport, PA 17701

Phone: (856) 232-9000

Services: Member Services, ATM

Open in Directions