DEEPWATER INDUSTRIES Credit Union Profile

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DEEPWATER INDUSTRIES

Charter #430 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (856) 299-1279

Fax: (856) 299-0287

Founding Date: N/A

Website: http://www.deepwaterind.org

Personnel & Operations

President: Minix, Charles

Manager: Gant, Sutton

FT Employees: 14

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 40

Branches: 2

Hours: M-F 8:30 am - 4:30 pm Sat 8:30 - noon Dri

Credit Union Profile Summary

DEEPWATER INDUSTRIES is a FCU Credit Union. With a total of 7,946 members [1], this institution manages approximately $111,204,231 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.96% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.35% [1].

Financial Snapshot

Total Assets [1]
$111,204,231

Total economic resources.

Total Loans [1]
$53,728,349

Total value of outstanding loans.

Total Deposits [1]
$99,387,603

Total funds deposited by members.

Members [1]
7,946

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.96%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
54.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.46%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -12.55%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

565 North Broadway

Deepwater, NJ, 08023
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by DEEPWATER INDUSTRIES (Charter #430).

Main Office

Deepwater Headquarters Main Office

Type: Corporate Office

565 North Broadway

Deepwater, NJ 08023

Phone: (856) 299-1279

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Pilesgrove

Woodstown Branch

Type: Branch Office

857 Route 45

Pilesgrove, NJ 08098

Phone: (856) 299-1279

Services: Member Services, ATM

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