MERCER COUNTY NJ TEACHERS Credit Union Profile

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MERCER COUNTY NJ TEACHERS

Charter #1351 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (609) 586-6669

Fax: (609) 586-1142

Founding Date: N/A

Website: http://www.mcnjtfcu.org

Personnel & Operations

President: Smith, George

Manager: Romero, Adam

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: MON - WED 9:00 AM TO 5:00 PM THU - FRI

Credit Union Profile Summary

MERCER COUNTY NJ TEACHERS is a FCU Credit Union. With a total of 3,710 members [1], this institution manages approximately $48,743,323 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.72% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 17.03% [1].

Financial Snapshot

Total Assets [1]
$48,743,323

Total economic resources.

Total Loans [1]
$21,611,149

Total value of outstanding loans.

Total Deposits [1]
$42,670,192

Total funds deposited by members.

Members [1]
3,710

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.72%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.16%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.65%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 17.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.27%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2271 HIGHWAY 33 STE 108

HAMILTON SQUARE, NJ, 08690
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MERCER COUNTY NJ TEACHERS (Charter #1351).

Main Office

Mercer County NJ Teachers' FCU Main Office

Type: Corporate Office

2271 Highway 33 Ste 108

Hamilton Square, NJ 08690

Phone: (609) 586-6669

Services: Member Services

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