THE ATLANTIC Credit Union Profile

Showing details for THE ATLANTIC Credit Union.

Home > NJ > THE ATLANTIC

THE ATLANTIC

Charter #477 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (908) 245-1750

Fax:

Founding Date: N/A

Website: https://www.theatlanticfcu.com

Personnel & Operations

President: Locurcio, Michael

Manager: Mero, Anthony

FT Employees: 41

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: 8:00am to 5:00pm Monday - Friday

Credit Union Profile Summary

THE ATLANTIC is a FCU Credit Union. With a total of 15,026 members [1], this institution manages approximately $243,232,232 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.57% [1].

Financial Snapshot

Total Assets [1]
$243,232,232

Total economic resources.

Total Loans [1]
$189,463,134

Total value of outstanding loans.

Total Deposits [1]
$209,617,922

Total funds deposited by members.

Members [1]
15,026

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.29%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.28%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.62%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2 Edison Pl

Springfield, NJ, 07081
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 3 branches reported by THE ATLANTIC (Charter #477).

Main Office

Atlantic Federal Credit Union Main Office

Type: Corporate Office

2 Edison Pl

Springfield, NJ 07081

Phone: (908) 245-1750

Services: None specified

Open in Directions

Additional Branches

Union

Atlantic Federal Credit Union

Type: Branch Office

1331 Magie Ave

Union, NJ 07083

Phone: (908) 245-1750

Services: Member Services, ATM, Drive-Thru

Open in Directions

West Orange

Atlantic Federal Credit Union

Type: Branch Office

455 Prospect Ave

West Orange, NJ 07052

Phone: (908) 245-1750

Services: Member Services, ATM, Drive-Thru

Open in Directions