PROPONENT Credit Union Profile

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PROPONENT

Charter #20448 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (973) 338-1133

Fax:

Founding Date: N/A

Website: http://www.profcu.org

Personnel & Operations

President: Delaney, Sharon

Manager: VanDorn, Debra

FT Employees: 60

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 40

Branches: 3

Hours: Monday - Friday 8:30 a.m. - 5:00 p.m. S

Credit Union Profile Summary

PROPONENT is a FCU Credit Union. With a total of 18,661 members [1], this institution manages approximately $515,309,700 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.96% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.27% [1].

Financial Snapshot

Total Assets [1]
$515,309,700

Total economic resources.

Total Loans [1]
$402,999,559

Total value of outstanding loans.

Total Deposits [1]
$433,051,847

Total funds deposited by members.

Members [1]
18,661

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.96%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
93.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.37%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.27%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

100 Metro Blvd, 4th Floor

Nutley, NJ, 07110
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by PROPONENT (Charter #20448).

Main Office

Branch 10 Main Office

Type: Corporate Office

536 Washington Ave

Nutley, NJ 07110

Phone: (973) 338-1133

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Burlington

Branch 06

Type: Branch Office

3504 Forestdale Dr

Burlington, NC 27215-4693

Phone: (800) 457-8058

Services: Member Services, ATM, Drive-Thru

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Nutley

Bloomfield Loan Center

Type: Branch Office

173 Bloomfield Ave

Nutley, NJ 07110

Phone: (973) 798-4830

Services: Member Services, ATM

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