CLIFTON NJ POSTAL EMPLOYEES Credit Union Profile

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CLIFTON NJ POSTAL EMPLOYEES

Charter #277 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (973) 773-5492

Fax: (973) 773-1439

Founding Date: N/A

Personnel & Operations

President: Neering, Leonard

Manager: Patire, Joseph

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: 4:30 - 6:00 p.m.

Credit Union Profile Summary

CLIFTON NJ POSTAL EMPLOYEES is a FCU Credit Union. With a total of 251 members [1], this institution manages approximately $2,179,901 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 51.35% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -28.23% [1].

Financial Snapshot

Total Assets [1]
$2,179,901

Total economic resources.

Total Loans [1]
$390,385

Total value of outstanding loans.

Total Deposits [1]
$1,193,419

Total funds deposited by members.

Members [1]
251

Number of active members.

Performance Ratios

Net Worth Ratio [1]
51.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.57%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
32.71%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.32%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-28.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

811 Paulison Ave

Clifton, NJ, 07011

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CLIFTON NJ POSTAL EMPLOYEES (Charter #277).

Main Office

Main Main Office

Type: Corporate Office

811 Paulison Ave

Clifton, NJ 07011

Phone: (973) 773-5492

Services: Member Services

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