P S E Credit Union Profile

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P S E

Charter #12175 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (732) 764-3087

Fax: (732) 560-5683

Founding Date: N/A

Personnel & Operations

President: Marrone, Frank

Manager: Hallenbeck, Jonathan

FT Employees: 0

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 23

Branches: 1

Hours: 6 a.m. - 7 a.m. M - F

Credit Union Profile Summary

P S E is a FCU Credit Union. With a total of 1,295 members [1], this institution manages approximately $12,061,288 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.31% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.72% [1].

Financial Snapshot

Total Assets [1]
$12,061,288

Total economic resources.

Total Loans [1]
$7,458,032

Total value of outstanding loans.

Total Deposits [1]
$10,107,741

Total funds deposited by members.

Members [1]
1,295

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.31%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.00%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.72%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.54%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

472 Weston Canal Rd

Somerset, NJ, 08873

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by P S E (Charter #12175).

Main Office

Main Main Office

Type: Corporate Office

472 Weston Canal Rd

Somerset, NJ 08873

Phone: (732) 764-3087

Services: Member Services

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