OCEAN COUNTY EMPLOYEES Credit Union Profile

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OCEAN COUNTY EMPLOYEES

Charter #18759 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (732) 341-4004

Fax: (732) 341-0135

Founding Date: N/A

Personnel & Operations

President: Burke-Jaccoud, Sheila

Manager: Marin, Irene

FT Employees: 0

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: MONDAY-THURSDAY 7:30AM-1:00PM

Credit Union Profile Summary

OCEAN COUNTY EMPLOYEES is a FCU Credit Union. With a total of 358 members [1], this institution manages approximately $1,476,319 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 18% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.23% [1].

Financial Snapshot

Total Assets [1]
$1,476,319

Total economic resources.

Total Loans [1]
$371,187

Total value of outstanding loans.

Total Deposits [1]
$1,205,124

Total funds deposited by members.

Members [1]
358

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.20%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
30.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.24%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.79%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

118 WASHINGTON ST, COURTHOUSE RM 11

TOMS RIVER, NJ, 08753
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by OCEAN COUNTY EMPLOYEES (Charter #18759).

Main Office

Ocean County Employees Federal Credit Union Main Office

Type: Corporate Office

118 Washington St

Courthouse Rm 11

Toms River, NJ 08753

Phone: (732) 341-4004

Services: Member Services

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