COMMUNITY FINANCIAL SERVICES Credit Union Profile

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COMMUNITY FINANCIAL SERVICES

Charter #6179 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (908) 245-1650

Fax: (908) 245-1651

Founding Date: N/A

Website: http://www.cfsfcu.com

Personnel & Operations

President: Jones, Samuel

Manager: Weiss, Kelly

FT Employees: 7

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: 8:30AM - 4:30PM

Credit Union Profile Summary

COMMUNITY FINANCIAL SERVICES is a FCU Credit Union. With a total of 2,788 members [1], this institution manages approximately $32,210,865 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.60% [1].

Financial Snapshot

Total Assets [1]
$32,210,865

Total economic resources.

Total Loans [1]
$12,519,945

Total value of outstanding loans.

Total Deposits [1]
$28,382,493

Total funds deposited by members.

Members [1]
2,788

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.23%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.11%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -8.61%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -20.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

149 SAINT GEORGE AVE

ROSELLE, NJ, 07203-2936
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by COMMUNITY FINANCIAL SERVICES (Charter #6179).

Main Office

Main Main Office

Type: Corporate Office

149 Saint George Ave

Roselle, NJ 07203-2936

Phone: (908) 245-1650

Services: Member Services, ATM, Drive-Thru

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