UNITED POLES Credit Union Profile

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UNITED POLES

Charter #16577 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 333-7713

Fax: (732) 442-1443

Founding Date: N/A

Website: http://WWW.UNITEDPOLESFCU.COM

Personnel & Operations

President: KAZALSKI, THOMAS

Manager: KARPETA, IWONA

FT Employees: 8

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 3

Hours: MON-WED 9AM- 2PM THU-FRI 11AM-7PM SAT 9AM-1

Credit Union Profile Summary

UNITED POLES is a FCU Credit Union. With a total of 2,138 members [1], this institution manages approximately $69,175,605 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 6.93% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 19.56% [1].

Financial Snapshot

Total Assets [1]
$69,175,605

Total economic resources.

Total Loans [1]
$56,848,754

Total value of outstanding loans.

Total Deposits [1]
$62,666,988

Total funds deposited by members.

Members [1]
2,138

Number of active members.

Performance Ratios

Net Worth Ratio [1]
6.93%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 11.81%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 19.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 4.55%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

412 NEW BRUNSWICK AVE

PERTH AMBOY, NJ, 08861
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by UNITED POLES (Charter #16577).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

412 NEW BRUNSWICK AVE

Perth Amboy, NJ 08861

Phone: (800) 333-7713

Services: Member Services

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Additional Branches

Linden

LINDEN BRANCH

Type: Branch Office

1161 W SAINT GEORGES AVE

Linden, NJ 07036

Phone: (908) 523-0008

Services: Member Services

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