H. E. TELEPHONE Credit Union Profile

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H. E. TELEPHONE

Charter #17569 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (201) 845-6876

Fax: (201) 845-8792

Founding Date: N/A

Website: https://www.hetelfcu.org

Personnel & Operations

President: Savage, Michael

Manager: Kiernan, Joseph

FT Employees: 6

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 1

Hours: 10 AM - 3PM daily; 7-9 PM Monday; 6-8 PM Th

Credit Union Profile Summary

H. E. TELEPHONE is a FCU Credit Union. With a total of 2,718 members [1], this institution manages approximately $47,140,735 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.79% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.05% [1].

Financial Snapshot

Total Assets [1]
$47,140,735

Total economic resources.

Total Loans [1]
$23,646,138

Total value of outstanding loans.

Total Deposits [1]
$39,926,988

Total funds deposited by members.

Members [1]
2,718

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.79%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
59.22%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.14%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

201 W Passaic St Ste 304

Rochelle Park, NJ, 07662-3126

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by H. E. TELEPHONE (Charter #17569).

Main Office

Rochelle Park Main Office

Type: Corporate Office

201 W Passaic St Ste 304

Rochelle Park, NJ 07662-3126

Phone: (201) 845-6876

Services: Member Services

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