ATLANTIC CITY ELECTRIC CO EMP Credit Union Profile

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ATLANTIC CITY ELECTRIC CO EMP

Charter #3755 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (609) 625-6928

Fax: (609) 625-5385

Founding Date: N/A

Website: http://www.acecefcu.org

Personnel & Operations

President: Kazier, Nathan

Manager: Stiles, Michelle

FT Employees: 8

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 1

Hours: 8:00AM - 4:30PM MTWR 8:00AM - 5:30PM FRIDA

Credit Union Profile Summary

ATLANTIC CITY ELECTRIC CO EMP is a FCU Credit Union. With a total of 3,971 members [1], this institution manages approximately $61,670,068 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.22% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.51% [1].

Financial Snapshot

Total Assets [1]
$61,670,068

Total economic resources.

Total Loans [1]
$21,565,104

Total value of outstanding loans.

Total Deposits [1]
$55,561,347

Total funds deposited by members.

Members [1]
3,971

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.22%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.97%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
38.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.51%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.48%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5100 HARDING HWY STE 103

MAYS LANDING, NJ, 08330-2260
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by ATLANTIC CITY ELECTRIC CO EMP (Charter #3755).

Main Office

Mays Landing Main Office

Type: Corporate Office

5100 Harding Hwy Ste 103

Mays Landing, NJ 08330-2260

Phone: (609) 625-6928

Services: Member Services

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Additional Branches

Carneys Point

Carney's Point

Type: Branch Office

5 Collins Dr Ste 1200

Carneys Point, NJ 08069-3600

Phone: (856) 351-7224

Services: Member Services

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