BRIDGETON ONIZED Credit Union Profile

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BRIDGETON ONIZED

Charter #3476 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (856) 692-4000

Fax: (856) 367-7379

Founding Date: N/A

Website: http://www.bofcu.com

Personnel & Operations

President: Cristello, Charles

Manager: Ciccioli, Tamara

FT Employees: 16

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 2

Hours: Monday, Wednesday, Thursday - 9 am to 5 pm

Credit Union Profile Summary

BRIDGETON ONIZED is a FCU Credit Union. With a total of 7,364 members [1], this institution manages approximately $48,605,088 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 11.57% [1].

Financial Snapshot

Total Assets [1]
$48,605,088

Total economic resources.

Total Loans [1]
$42,367,138

Total value of outstanding loans.

Total Deposits [1]
$43,993,898

Total funds deposited by members.

Members [1]
7,364

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.66%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
96.30%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.90%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 11.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.41%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

339 Main St

Cedarville, NJ, 08311-2542
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by BRIDGETON ONIZED (Charter #3476).

Main Office

Cedarville Office Main Office

Type: Corporate Office

339 Main St

Cedarville, NJ 08311-2542

Phone: (856) 692-4000

Services: Member Services, Drive-Thru

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Additional Branches

Bridgeton

Bridgeton Office

Type: Branch Office

524 N Pearl St

Bridgeton, NJ 08302

Phone: (856) 692-4000

Services: Member Services, Drive-Thru

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