PUBLIC SERVICE H C EMPLOYEES Credit Union Profile

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PUBLIC SERVICE H C EMPLOYEES

Charter #9082 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (888) 606-8877

Fax: (888) 606-8877

Founding Date: N/A

Personnel & Operations

President: Sylvester, Elizabeth

Manager: Sullivan, Edward

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 23

Branches: 1

Hours: 9:00AM - 4:00PM Monday - Friday

Credit Union Profile Summary

PUBLIC SERVICE H C EMPLOYEES is a FCU Credit Union. With a total of 659 members [1], this institution manages approximately $7,432,067 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.74% [1].

Financial Snapshot

Total Assets [1]
$7,432,067

Total economic resources.

Total Loans [1]
$831,790

Total value of outstanding loans.

Total Deposits [1]
$4,666,917

Total funds deposited by members.

Members [1]
659

Number of active members.

Performance Ratios

Net Worth Ratio [1]
37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.94%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
17.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -5.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.26%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

17 Harbor View Ln

Toms River, NJ, 08753-2082
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PUBLIC SERVICE H C EMPLOYEES (Charter #9082).

Main Office

Main Office Main Office

Type: Corporate Office

17 Harbor View Ln

Toms River, NJ 08753-2082

Phone: (888) 606-8877

Services: Member Services

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