JERSEY SHORE Credit Union Profile

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JERSEY SHORE

Charter #15483 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (609) 646-3339

Fax: (609) 646-8074

Founding Date: N/A

Website: http://www.jerseyshorefcu.org

Personnel & Operations

President: Van Note, Steve

Manager: Burns, James

FT Employees: 54

PT Employees: 11

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: Administration 8:00 am - 5:30pm Monday-Frid

Credit Union Profile Summary

JERSEY SHORE is a FCU Credit Union. With a total of 16,392 members [1], this institution manages approximately $245,403,951 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.46% [1].

Financial Snapshot

Total Assets [1]
$245,403,951

Total economic resources.

Total Loans [1]
$128,272,643

Total value of outstanding loans.

Total Deposits [1]
$229,353,640

Total funds deposited by members.

Members [1]
16,392

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.67%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
55.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 7.46%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.15%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1434 New Rd

Northfield, NJ, 08225
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by JERSEY SHORE (Charter #15483).

Main Office

Northfield Office Main Office

Type: Corporate Office

1434 New Rd

Northfield, NJ 08225

Phone: (609) 646-3339

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Galloway

Galloway

Type: Branch Office

326 E Jimmie Leeds Rd

Galloway, NJ 08205-4109

Phone: (609) 646-3339

Services: Member Services, ATM, Drive-Thru

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Hammonton

Hammonton

Type: Branch Office

80 S White Horse Pike Ste 6

Hammonton, NJ 08037

Phone: (609) 646-3339

Services: Member Services, ATM

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Northfield

910 New Road

Type: Corporate Office

910 New Rd

Northfield, NJ 08225-1659

Phone: (609) 646-3339

Services: None specified

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Rio Grande

Rio Office

Type: Branch Office

3301 Route 9 S

Rio Grande, NJ 08242

Phone: (609) 646-3339

Services: Member Services, ATM

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