CREDIT UNION OF NEW JERSEY, A Credit Union Profile

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CREDIT UNION OF NEW JERSEY, A

Charter #24927 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (609) 538-4061

Fax: (609) 538-4057

Founding Date: N/A

Website: http://www.cunj.org

Personnel & Operations

President: Chizmadia, Gary

Manager: Jaeger, Andrew

FT Employees: 78

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 4

Hours: Mon - Weds: 9 am - 4:30 pm Thurs - Fri:

Credit Union Profile Summary

CREDIT UNION OF NEW JERSEY, A is a FCU Credit Union. With a total of 38,214 members [1], this institution manages approximately $473,290,409 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.8% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.82% [1].

Financial Snapshot

Total Assets [1]
$473,290,409

Total economic resources.

Total Loans [1]
$386,011,323

Total value of outstanding loans.

Total Deposits [1]
$413,083,880

Total funds deposited by members.

Members [1]
38,214

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.8%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.81%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
93.45%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.60%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.40%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1301 Parkway Ave

Ewing, NJ, 08628

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by CREDIT UNION OF NEW JERSEY, A (Charter #24927).

Main Office

Ewing Branch Main Office

Type: Corporate Office

1301 Parkway Ave

Ewing, NJ 08628

Phone: (609) 538-4061

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Ewing

DOT Branch

Type: Branch Office

1035 Parkway Ave

Ewing, NJ 08618-2309

Phone: (609) 538-4044

Services: Member Services, ATM

Open in Directions

Princeton

Educational Testing (ETS)

Type: Branch Office

Rosedale Rd

Princeton, NJ 08541-0001

Phone: (609) 924-3749

Services: Member Services

Open in Directions

Trenton

Lafayette

Type: Branch Office

12 E Lafayette St

Trenton, NJ 08608

Phone: (609) 393-7123

Services: Member Services, ATM

Open in Directions