UNITED CITIES Credit Union Profile

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UNITED CITIES

Charter #62796 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (973) 375-9182

Fax: (973) 375-1238

Founding Date: N/A

Website: http://nbeecu.org

Personnel & Operations

President: Hogue, Mary

Manager: Garcia, Richard

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9:30AM TO 5:PM

Credit Union Profile Summary

UNITED CITIES is a FISCU Credit Union. With a total of 2,817 members [1], this institution manages approximately $25,104,904 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 5.67% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.47% [1].

Financial Snapshot

Total Assets [1]
$25,104,904

Total economic resources.

Total Loans [1]
$11,429,111

Total value of outstanding loans.

Total Deposits [1]
$22,629,078

Total funds deposited by members.

Members [1]
2,817

Number of active members.

Performance Ratios

Net Worth Ratio [1]
5.67%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-7.79%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.51%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-6.54%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.47%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-6.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

195 NORMAN RD

NEWARK, NJ, 07106

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by UNITED CITIES (Charter #62796).

Main Office

nbeecu.org Main Office

Type: Corporate Office

195 Norman Rd

Newark, NJ 07106

Phone: (973) 375-9182

Services: Member Services

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