FIRST ATLANTIC Credit Union Profile

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FIRST ATLANTIC

Charter #82 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (732) 380-3600

Fax: (732) 380-3637

Founding Date: N/A

Website: https://www.fafcu.com

Personnel & Operations

President: SNAGUSKY, JASON

Manager: GOLDINAK, ANN

FT Employees: 42

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: M-F 8AM-5PM

Credit Union Profile Summary

FIRST ATLANTIC is a FCU Credit Union. With a total of 23,636 members [1], this institution manages approximately $308,895,055 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.03% [1].

Financial Snapshot

Total Assets [1]
$308,895,055

Total economic resources.

Total Loans [1]
$204,968,670

Total value of outstanding loans.

Total Deposits [1]
$262,739,583

Total funds deposited by members.

Members [1]
23,636

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.01%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.12%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.03%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.30%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

468 INDUSTRIAL WAY W

EATONTOWN, NJ, 07724-2210
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by FIRST ATLANTIC (Charter #82).

Main Office

CORP HEADQUARTERS Main Office

Type: Corporate Office

468 INDUSTRIAL WAY W

Eatontown, NJ 07724-2210

Phone: (732) 380-3600

Services: None specified

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Additional Branches

Eatontown

EATONTOWN

Type: Branch Office

468 INDUSTRIAL WAY W

Eatontown, NJ 07724-2210

Phone: (732) 380-3600

Services: Member Services, ATM, Drive-Thru

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Neptune

NEPTUNE

Type: Branch Office

2070 STATE ROUTE 66

Neptune, NJ 07753-4064

Phone: (732) 380-3600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Oceanport

OceanPort

Type: Branch Office

495 OceanPort Ave

Oceanport, NJ 07757-1235

Phone: (732) 380-3600

Services: Member Services, ATM, Drive-Thru

Open in Directions

Toms River

Toms River - Rte 9

Type: Branch Office

1580 Lakewood Road

Toms River, NJ 08754

Phone: (732) 380-3600

Services: Member Services, ATM, Drive-Thru

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