PEOPLES TRANSPORT Credit Union Profile

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PEOPLES TRANSPORT

Charter #12956 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (856) 931-2180

Fax: (856) 931-1925

Founding Date: N/A

Website: http://www.Peoplestransportfcu.com

Personnel & Operations

President: Lyles, Jaime

Manager: Beck, Patricia

FT Employees: 2

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 03

Branches: 1

Hours: 8:30 TO 3:30 MONDAY THRU FRIDAY

Credit Union Profile Summary

PEOPLES TRANSPORT is a FCU Credit Union. With a total of 1,385 members [1], this institution manages approximately $12,298,674 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.61% [1].

Financial Snapshot

Total Assets [1]
$12,298,674

Total economic resources.

Total Loans [1]
$5,831,902

Total value of outstanding loans.

Total Deposits [1]
$11,058,867

Total funds deposited by members.

Members [1]
1,385

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
14.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.61%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.90%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

136 W KINGS HWY

MOUNT EPHRAIM, NJ, 08059-1343

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PEOPLES TRANSPORT (Charter #12956).

Main Office

Peoples Transport FCU Main Office

Type: Corporate Office

136 W Kings Hwy

Mount Ephraim, NJ 08059-1343

Phone: (856) 931-2180

Services: Member Services

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