PUBLIC SERVICE PLAZA Credit Union Profile

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PUBLIC SERVICE PLAZA

Charter #8993 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (973) 430-7923

Fax: (973) 621-2126

Founding Date: N/A

Website: http://PSPLAZAFCU.com

Personnel & Operations

President: Josey, Willie

Manager: Nelson, Jeff

FT Employees: 1

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 1

Hours: 7AM - 1PM Tue, Wed and Fri.

Credit Union Profile Summary

PUBLIC SERVICE PLAZA is a FCU Credit Union. With a total of 962 members [1], this institution manages approximately $13,012,752 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 19.25% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.82% [1].

Financial Snapshot

Total Assets [1]
$13,012,752

Total economic resources.

Total Loans [1]
$2,001,144

Total value of outstanding loans.

Total Deposits [1]
$10,443,389

Total funds deposited by members.

Members [1]
962

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.25%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.42%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
19.16%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.58%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

80 Park Plz

Newark, NJ, 07102

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PUBLIC SERVICE PLAZA (Charter #8993).

Main Office

PUBLIC SERVICE PLAZA FEDERAL CREDIT UNION Main Office

Type: Corporate Office

80 Park Plz

Newark, NJ 07102

Phone: (973) 430-7923

Services: Member Services

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