MESSIAH BAPTIST CHURCH Credit Union Profile

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MESSIAH BAPTIST CHURCH

Charter #21440 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (973) 676-7374

Fax: (973) 676-7066

Founding Date: N/A

Website: http://www.mbcfcu.org

Personnel & Operations

President: Owens, Dana

Manager: Daniels, Eddie

FT Employees: 0

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 0

Hours: Sunday, 8:30 - 1:00 Wednesday, noon - 2:00

Credit Union Profile Summary

MESSIAH BAPTIST CHURCH is a FCU Credit Union. With a total of 168 members [1], this institution manages approximately $576,226 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.76% [1].

Financial Snapshot

Total Assets [1]
$576,226

Total economic resources.

Total Loans [1]
$301,498

Total value of outstanding loans.

Total Deposits [1]
$479,941

Total funds deposited by members.

Members [1]
168

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.90%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 27.87%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.76%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.75%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

13 Oak St # 17

East Orange, NJ, 07018
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MESSIAH BAPTIST CHURCH (Charter #21440).

Main Office

Messiah Baptist Church Main Office

Type: Corporate Office

13 Oak St # 17

East Orange, NJ 07018

Phone: (973) 676-7374

Services: None specified

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