ENERGY PEOPLE Credit Union Profile

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ENERGY PEOPLE

Charter #13729 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (609) 268-9222

Fax: (609) 268-7350

Founding Date: N/A

Website: http://www.energypeoplefcu.com

Personnel & Operations

President: Cook, John

Manager: Hughes, Janice

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 23

Branches: 2

Hours: 9 AM TO 9 PM

Credit Union Profile Summary

ENERGY PEOPLE is a FCU Credit Union. With a total of 1,093 members [1], this institution manages approximately $18,592,405 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.83% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.87% [1].

Financial Snapshot

Total Assets [1]
$18,592,405

Total economic resources.

Total Loans [1]
$15,112,712

Total value of outstanding loans.

Total Deposits [1]
$15,266,164

Total funds deposited by members.

Members [1]
1,093

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.83%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
98.99%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.87%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -17.94%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

39 WICKLOW DR

TABERNACLE, NJ, 08088-8640
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by ENERGY PEOPLE (Charter #13729).

Main Office

Main Main Office

Type: Corporate Office

39 Wicklow Dr

Tabernacle, NJ 08088-8640

Phone: (609) 268-9222

Services: Member Services

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Additional Branches

Tabernacle

Hughes Jr

Type: Corporate Office

15 Grande BLvd

Tabernacle, NJ 08088

Phone: (609) 760-4480

Services: Member Services

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