HMC (NJ) Credit Union Profile

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HMC (NJ)

Charter #23052 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (908) 483-5767

Fax:

Founding Date: N/A

Website: http://www.hmcfederalcreditunion.or

Personnel & Operations

President: Kahlke, James

Manager: ZANKO, JANINE

FT Employees: 2

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 21

Branches: 1

Hours: 9:00am - 4:15pm Monday - Friday

Credit Union Profile Summary

HMC (NJ) is a FCU Credit Union. With a total of 826 members [1], this institution manages approximately $9,405,628 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.42% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -16.72% [1].

Financial Snapshot

Total Assets [1]
$9,405,628

Total economic resources.

Total Loans [1]
$2,294,413

Total value of outstanding loans.

Total Deposits [1]
$8,389,780

Total funds deposited by members.

Members [1]
826

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.42%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.28%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
27.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-16.72%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.82%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

84 Park Ave Ste E103

Flemington, NJ, 08822-1176

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by HMC (NJ) (Charter #23052).

Main Office

HMC (NJ) Federal Credit Union Main Office

Type: Corporate Office

84 Park Ave Ste E103

Flemington, NJ 08822-1176

Phone: (908) 483-5767

Services: Member Services

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