SOUTHERN MIDDLESEX CO TCHRS Credit Union Profile

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SOUTHERN MIDDLESEX CO TCHRS

Charter #3126 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (732) 238-8662

Fax: (732) 238-8628

Founding Date: N/A

Website: http://www.myfavoritecu.com

Personnel & Operations

President: FEKETE, LINDA

Manager: FRITZ, LYNNE

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: Monday - Friday 9:30 - 4:30

Credit Union Profile Summary

SOUTHERN MIDDLESEX CO TCHRS is a FCU Credit Union. With a total of 2,935 members [1], this institution manages approximately $46,836,005 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.9% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.26% [1].

Financial Snapshot

Total Assets [1]
$46,836,005

Total economic resources.

Total Loans [1]
$13,036,725

Total value of outstanding loans.

Total Deposits [1]
$42,247,161

Total funds deposited by members.

Members [1]
2,935

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.9%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
30.86%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.17%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.26%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

39 Brunswick Woods Dr

East Brunswick, NJ, 08816-5601
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SOUTHERN MIDDLESEX CO TCHRS (Charter #3126).

Main Office

Southern Middlesex County Teachers FCU Main Office

Type: Corporate Office

39 Brunswick Woods Dr

East Brunswick, NJ 08816-5601

Phone: (732) 238-8662

Services: Member Services

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