UNION BUILDING TRADES Credit Union Profile

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UNION BUILDING TRADES

Charter #21244 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (973) 263-0001

Fax: (973) 263-5559

Founding Date: N/A

Website: http://www.ubtfcu.org

Personnel & Operations

President: Ferguson, Bradly

Manager: Kodan, Robert

FT Employees: 15

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 2

Hours: M-R 8:30am-5:00pm, F 8:30am-4:30pm.

Credit Union Profile Summary

UNION BUILDING TRADES is a FCU Credit Union. With a total of 24,782 members [1], this institution manages approximately $83,898,127 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.76% [1].

Financial Snapshot

Total Assets [1]
$83,898,127

Total economic resources.

Total Loans [1]
$35,271,741

Total value of outstanding loans.

Total Deposits [1]
$70,591,788

Total funds deposited by members.

Members [1]
24,782

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.03%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.97%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.76%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.26%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

205 Cherry Hill Rd

Parsippany, NJ, 07054
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by UNION BUILDING TRADES (Charter #21244).

Main Office

Union Building Trades Federal Credit Union Main Office

Type: Corporate Office

205 Cherry Hill Rd

Parsippany, NJ 07054

Phone: (973) 263-0001

Services: Member Services, ATM, Drive-Thru

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Additional Branches

New Castle

Delaware Branch

Type: Branch Office

814 W Basin Rd

New Castle, DE 19720

Phone: (302) 322-5086

Services: Member Services

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