CENTRAL JERSEY Credit Union Profile

Showing details for CENTRAL JERSEY Credit Union.

Home > NJ > CENTRAL JERSEY

CENTRAL JERSEY

Charter #1108 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (732) 634-0600

Fax: (732) 634-7965

Founding Date: N/A

Website: http://www.cjfcu.org

Personnel & Operations

President: Lenox, James

Manager: Reilly, Michael

FT Employees: 15

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: Mon. - Fri. 9:00 a.m. to 5:00 p.m. Thursda

Credit Union Profile Summary

CENTRAL JERSEY is a FCU Credit Union. With a total of 6,189 members [1], this institution manages approximately $96,244,576 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.57% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.68% [1].

Financial Snapshot

Total Assets [1]
$96,244,576

Total economic resources.

Total Loans [1]
$43,929,809

Total value of outstanding loans.

Total Deposits [1]
$85,621,182

Total funds deposited by members.

Members [1]
6,189

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.57%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.31%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.65%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

380 BERRY ST

WOODBRIDGE, NJ, 07095

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by CENTRAL JERSEY (Charter #1108).

Main Office

WOODBRIDGE Main Office

Type: Corporate Office

380 BERRY ST

Woodbridge, NJ 07095

Phone: (732) 634-0600

Services: Member Services, ATM, Drive-Thru

Open in Directions