FINANCIAL RESOURCES Credit Union Profile

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FINANCIAL RESOURCES

Charter #6665 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 933-3280

Fax: (908) 253-6409

Founding Date: N/A

Website: http://WWW.MYFINANCIALRESOURCES.ORG

Personnel & Operations

President: Graczyk, Robert

Manager: Almeida, Frank

FT Employees: 91

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 12.51%

Membership Type: 51

Branches: 10

Hours: Mon - Fri 9:00am -5:00pm Saturday 9:00am

Credit Union Profile Summary

FINANCIAL RESOURCES is a FCU Credit Union. With a total of 29,507 members [1], this institution manages approximately $620,346,627 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.23% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.64% [1].

Financial Snapshot

Total Assets [1]
$620,346,627

Total economic resources.

Total Loans [1]
$501,190,280

Total value of outstanding loans.

Total Deposits [1]
$537,540,567

Total funds deposited by members.

Members [1]
29,507

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.23%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.63%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
93.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3040 US Highway 22 Bldg 2

Branchburg, NJ, 08876-3594

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 13 branches reported by FINANCIAL RESOURCES (Charter #6665).

Main Office

Financial Resources FCU-Administration Branch Main Office

Type: Corporate Office

520 US Highway 22 Ste 1

Bridgewater, NJ 08807

Phone: (800) 933-3280

Services: Member Services, ATM

Open in Directions

Additional Branches

Flemington

Financial Resources FCU - Flemington Branch

Type: Branch Office

67 Church St

Flemington, NJ 08822

Phone: (908) 284-2700

Services: Member Services, ATM

Open in Directions

Green Brook

Financial Resources FCU- Green Brook Branch

Type: Branch Office

263 Route 22

Green Brook, NJ 08812

Phone: (732) 424-3971

Services: Member Services, ATM

Open in Directions

Hillsborough

Financial Resources FCU-Hillsborough Branch

Type: Branch Office

1 New Amwell Rd

Hillsborough, NJ 08844

Phone: (908) 281-7075

Services: Member Services, ATM, Drive-Thru

Open in Directions

Jersey City

Financial Resources FCU - Jersey City Branch

Type: Branch Office

525 Washington Blvd

Suite I

Jersey City, NJ 07310

Phone: (201) 793-7714

Services: Member Services, ATM

Open in Directions

New Brunswick

Financial Resources FCU - c/o J&J Corporate

Type: Branch Office

1 Johnson and Johnson Plz

New Brunswick, NJ 08901

Phone: (732) 524-2910

Services: Member Services

Open in Directions

New York

Financial Resources FCU - New York Branch

Type: Branch Office

55 Water St

New York, NY 10041

Phone: (646) 447-5755

Services: Member Services, ATM

Open in Directions

Raritan

Financial Resources FCU -c/o Ortho Clinical Diagnostics

Type: Branch Office

1001 US Highway 202

Raritan, NJ 08869

Phone: (908) 704-3949

Services: Member Services, ATM

Open in Directions

Financial Resources FCU-c/o Janssen Pharmaceutical Cos. of J&J

Type: Branch Office

1000 US Highway 202

Raritan, NJ 08869

Phone: (908) 218-7661

Services: Member Services, ATM

Open in Directions

Skillman

Financial Resources FCU - c/o J&J Group of Consumer Companies

Type: Branch Office

199 Grandview Rd

Skillman, NJ 08558

Phone: (908) 874-1600

Services: Member Services, ATM

Open in Directions

Somerset

Financial Resources FCU-Easton Ave Branch

Type: Branch Office

780 Easton Ave

Somerset, NJ 08873

Phone: (732) 729-4680

Services: Member Services, ATM, Drive-Thru

Open in Directions

Somerville

Financial Resources FCU-c/o Ethicon, Inc.

Type: Branch Office

1 US Highway 22 West

Somerville, NJ 08876

Phone: (908) 218-3208

Services: Member Services, ATM

Open in Directions

Titusville

Financial Resources FCU-c/o Janssen Pharmaceutica

Type: Branch Office

1125 Bear Tavern Rd

Titusville, NJ 08560

Phone: (609) 730-2295

Services: Member Services, ATM

Open in Directions