NORTH JERSEY Credit Union Profile

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NORTH JERSEY

Charter #1015 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (973) 785-9200

Fax: (973) 785-3264

Founding Date: N/A

Website: http://www.njfcu.org

Personnel & Operations

President: Hellwig, Yvonne

Manager: Garcia, Richard

FT Employees: 63

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: Drive-Up Window &Call Center: Monday ? Thur

Credit Union Profile Summary

NORTH JERSEY is a FCU Credit Union. With a total of 24,685 members [1], this institution manages approximately $232,430,167 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.61% [1].

Financial Snapshot

Total Assets [1]
$232,430,167

Total economic resources.

Total Loans [1]
$145,598,754

Total value of outstanding loans.

Total Deposits [1]
$213,936,814

Total funds deposited by members.

Members [1]
24,685

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.61%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.07%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

711 Union Blvd

Totowa, NJ, 07512-2207
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by NORTH JERSEY (Charter #1015).

Main Office

Totowa Branch Main Office

Type: Corporate Office

711 Union Blvd

Totowa, NJ 07512-2207

Phone: (973) 785-9200

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Elmwood Park

Elmwood Park

Type: Branch Office

444 Mola Blvd

Elmwood Park, NJ 07407

Phone: (973) 785-9200

Services: Member Services, ATM, Drive-Thru

Open in Directions

Newark

Newark

Type: Branch Office

186 W Market St

Newark, NJ 07103

Phone: (973) 785-9200

Services: Member Services, ATM

Open in Directions