NEWARK POST OFFICE EMPLOYEES Credit Union Profile

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NEWARK POST OFFICE EMPLOYEES

Charter #66159 | NCUA Region 1 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (973) 621-7553

Fax: (973) 621-6408

Founding Date: N/A

Personnel & Operations

President: McPherson, Cedric

Manager: BOYD, DENISE

FT Employees: 0

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: M-F 9AM to 5PM (office manger) Member/Tell

Credit Union Profile Summary

NEWARK POST OFFICE EMPLOYEES is a FISCU Credit Union. With a total of 937 members ^[1], this institution manages approximately $2,321,113 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 31.91% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.60% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,321,113

Total economic resources.

Total Loans ^[1]

$538,772

Total value of outstanding loans.

Total Deposits ^[1]

$1,560,071

Total funds deposited by members.

Members ^[1]

937

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

31.91%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.83%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

34.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -1.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -5.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.78%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2 Federal Sq

NEWARK, NJ, 07102-3515

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 2 branches reported by NEWARK POST OFFICE EMPLOYEES (Charter #66159).

Main Office

NEWARK POST OFFICE Main Office

Type: Corporate Office

2 Federal Sq

Newark, NJ 07102-3515

Phone: (973) 621-7553

Services: Member Services

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Additional Branches

Newark