ERIE LACKAWANNA RAILROAD CO EMP Credit Union Profile

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ERIE LACKAWANNA RAILROAD CO EMP

Charter #4158 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (201) 222-8325

Fax: (201) 222-8326

Founding Date: N/A

Personnel & Operations

President: Denny, Jr., Sidney

Manager: Slootmaker, Henry

FT Employees: 1

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 22

Branches: 1

Hours: Monday - Friday 10 a.m. - 4 p.m. EST

Credit Union Profile Summary

ERIE LACKAWANNA RAILROAD CO EMP is a FCU Credit Union. With a total of 1,866 members [1], this institution manages approximately $11,535,723 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 25.74% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.87% [1].

Financial Snapshot

Total Assets [1]
$11,535,723

Total economic resources.

Total Loans [1]
$3,073,789

Total value of outstanding loans.

Total Deposits [1]
$8,555,926

Total funds deposited by members.

Members [1]
1,866

Number of active members.

Performance Ratios

Net Worth Ratio [1]
25.74%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.43%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
35.93%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.36%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.87%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.00%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

89 Washington St, Ste 3

Hoboken, NJ, 07030
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ERIE LACKAWANNA RAILROAD CO EMP (Charter #4158).

Main Office

Office Main Office

Type: Corporate Office

89 Washington St

3rd Floor

Hoboken, NJ 07030-4526

Phone: (201) 222-8325

Services: Member Services

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