BAYONNE CITY EMPLOYEES Credit Union Profile

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BAYONNE CITY EMPLOYEES

Charter #6443 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (201) 858-6098

Fax: (201) 436-4469

Founding Date: N/A

Personnel & Operations

President: Coughlin, Timothy

Manager: Zientek, Ann

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 0

Hours: Mon-Thurs/11:00am-4pm

Credit Union Profile Summary

BAYONNE CITY EMPLOYEES is a FCU Credit Union. With a total of 685 members [1], this institution manages approximately $4,034,360 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 28.2% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 28.22% [1].

Financial Snapshot

Total Assets [1]
$4,034,360

Total economic resources.

Total Loans [1]
$2,006,318

Total value of outstanding loans.

Total Deposits [1]
$2,890,798

Total funds deposited by members.

Members [1]
685

Number of active members.

Performance Ratios

Net Worth Ratio [1]
28.2%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.86%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
69.40%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-9.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
28.22%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.39%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

630 Avenue C

Bayonne, NJ, 07002-3878

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by BAYONNE CITY EMPLOYEES (Charter #6443).

Main Office

Bayonne City Employees FCU Main Office

Type: Corporate Office

630 Avenue C

Bayonne, NJ 07002-3878

Phone: (201) 858-6098

Services: None specified

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