PATERSON POLICE Credit Union Profile

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PATERSON POLICE

Charter #8339 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (973) 321-1137

Fax: (973) 321-1154

Founding Date: N/A

Website: http://www.patersonpolicefcu.com

Personnel & Operations

President: Swistak, John

Manager: Russo, John

FT Employees: 0

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: Mon 9-1 Wed 3-5 Fri 12-4

Credit Union Profile Summary

PATERSON POLICE is a FCU Credit Union. With a total of 536 members [1], this institution manages approximately $4,868,519 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.84% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.08% [1].

Financial Snapshot

Total Assets [1]
$4,868,519

Total economic resources.

Total Loans [1]
$1,520,623

Total value of outstanding loans.

Total Deposits [1]
$3,938,238

Total funds deposited by members.

Members [1]
536

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.84%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.56%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
38.61%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.90%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
7.08%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

111 Broadway

Paterson, NJ, 07505-1124

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by PATERSON POLICE (Charter #8339).

Main Office

Office Main Office

Type: Corporate Office

111 Broadway

Paterson, NJ 07505-1124

Phone: (973) 321-1137

Services: Member Services

Open in Directions

Additional Branches

Paterson

Records

Type: Corporate Office

111 Broadway

Paterson, NJ 07505-1124

Phone: (973) 321-1137

Services: None specified

Open in Directions