Financial Overview: Massachusetts (MA)
Summary for Massachusetts
The state of Massachusetts is home to 127 credit unions, managing a collective total of $55.67B [1] in assets and serving over 3,471,022 members [1]. These credit unions exhibit a strong average net worth ratio of 14.02% [1], which is a key indicator of financial stability. The average Loan-to-Share (LTS) ratio of 73.49% [1] suggests CUs here maintain strong liquidity to support future loan demand.
Key Aggregate Metrics
Credit Unions Tracked
127
Total Aggregate Assets [1]
Total Members Served [1]
Avg. Net Worth Ratio [1]
Avg. Loan-to-Share Ratio [1]
Indicator: Higher values mean CUs are actively lending.
Data Source Disclaimer
All data is based on the latest available NCUA Call Report data for federally insured credit unions.
Credit Unions List
| Name | Charter # | Total Assets | Members | Net Worth Ratio | LTS Ratio | Location |
|---|---|---|---|---|---|---|
| TEWKSBURY | 13926 | $95.9M | 5,836 | 10.13% | 61.55% | Tewksbury, MA |
| ATHOL | 66819 | $91.2M | 6,402 | 9.45% | 108.29% | Athol, MA |
| MORTON | 24511 | $9.9M | 1,056 | 11.17% | 63.99% | taunton, MA |
| ARLINGTON MUNICIPAL | 9805 | $9.7M | 923 | 28.30% | 118.39% | ARLINGTON, MA |
| DEDHAM TOWN EMPLOYEES | 15073 | $9.6M | 892 | 12.86% | 29.11% | DEDHAM, MA |
| ALL ONE | 66699 | $883.8M | 36,977 | 8.12% | 93.13% | Leominster, MA |
| COMMON TRUST | 17847 | $86.8M | 5,561 | 10.13% | 48.26% | Woburn, MA |
| FRANKLIN FIRST | 12604 | $84.8M | 7,351 | 8.16% | 60.80% | Greenfield, MA |
| CENTRAL ONE | 8218 | $837.2M | 39,299 | 9.53% | 93.77% | Shrewsbury, MA |
| LIBERTY BAY | 67541 | $812.0M | 22,223 | 14.76% | 114.49% | Braintree, MA |
| ALLCOM | 67599 | $81.3M | 3,901 | 16.22% | 65.77% | Worcester, MA |
| DANVERS MUNICIPAL | 14191 | $8.1M | 1,078 | 37.65% | 84.17% | Danvers, MA |
| DIRECT | 9071 | $788.7M | 23,835 | 11.43% | 112.15% | Needham, MA |
| WESTPORT | 7652 | $78.9M | 6,278 | 9.13% | 47.61% | Westport, MA |
| NEW ENGLAND TEAMSTERS | 21507 | $76.9M | 4,163 | 11.84% | 39.15% | Charlestown, MA |
| POLISH NATIONAL | 66597 | $757.1M | 28,678 | 13.48% | 102.74% | Chicopee, MA |
| FREEDOM | 66824 | $738.4M | 31,616 | 13.82% | 92.02% | SPRINGFIELD, MA |
| GFA | 24279 | $710.1M | 45,621 | 9.68% | 79.66% | Gardner, MA |
| STONEHAM MUNICIPAL EMPLOYEES | 15393 | $71.2M | 4,335 | 13.90% | 34.35% | STONEHAM, MA |
| QUINCY | 67709 | $708.7M | 38,154 | 14.23% | 69.31% | Quincy, MA |
| MASS. INSTITUTE OF TECH. | 3830 | $708.3M | 34,500 | 9.88% | 85.39% | Lexington, MA |
| UMASSFIVE COLLEGE | 18181 | $705.1M | 50,895 | 9.08% | 86.43% | Hadley, MA |
| SOMERVILLE MASS FIREFIGHTERS | 943 | $7.7M | 272 | 17.82% | 44.67% | SOMERVILLE, MA |
| LOWELL MUNICIPAL EMPLOYEES | 2065 | $7.6M | 1,276 | 8.48% | 78.04% | Lowell, MA |
| MEDFORD MUNICIPAL EMPLOYEES | 24615 | $7.4M | 795 | 24.11% | 44.66% | MEDFORD, MA |
| FIRST CITIZENS' | 24254 | $686.3M | 44,172 | 19.74% | 81.54% | FAIRHAVEN, MA |
| ALIGN | 66365 | $652.1M | 27,804 | 9.15% | 68.00% | Lowell, MA |
| PLYMOUTH COUNTY TEACHERS | 14850 | $64.2M | 3,721 | 7.85% | 61.01% | West Wareham, MA |
| HEALTH ALLIANCE | 17679 | $6.0M | 1,218 | 14.38% | 78.54% | SOMERVILLE, MA |
| SOUTHCOAST | 22426 | $60.0M | 4,403 | 13.45% | 78.93% | New Bedford, MA |
| NOTRE DAME COMMUNITY | 2792 | $57.3M | 3,304 | 12.60% | 39.86% | FALL RIVER, MA |
| CITY OF BOSTON | 67841 | $552.1M | 32,133 | 8.46% | 83.75% | South Boston, MA |
| I-C | 24250 | $527.0M | 36,037 | 9.35% | 79.80% | FITCHBURG, MA |
| SOMERVILLE MUNICIPAL | 4524 | $51.1M | 2,274 | 17.27% | 59.85% | Somerville, MA |
| NORWOOD TOWN EMPLOYEES | 17112 | $5.7M | 778 | 26.72% | 77.62% | NORWOOD, MA |
| LYNN TEACHERS | 67882 | $5.4M | 669 | 19.21% | 43.02% | LYNN, MA |
| MILLBURY | 24543 | $486.6M | 30,451 | 9.01% | 80.62% | Millbury, MA |
| BROOKLINE MUNICIPAL | 67340 | $48.9M | 2,511 | 12.87% | 33.43% | BROOKLINE, MA |
| GOLDMARK | 11400 | $47.5M | 2,992 | 10.76% | 47.92% | Attleboro, MA |
| WORCESTER FIRE DEPT. | 67683 | $44.9M | 2,080 | 13.10% | 27.56% | WORCESTER, MA |
| BOSTON FIREFIGHTERS | 67837 | $431.3M | 11,888 | 12.55% | 95.52% | Dorchester, MA |
| TAUNTON | 5602 | $408.7M | 19,411 | 11.71% | 79.99% | Taunton, MA |
| 600 ATLANTIC | 5256 | $40.7M | 1,470 | 12.55% | 58.93% | BOSTON, MA |
| REVERE FIREFIGHTERS | 24956 | $4.8M | 230 | 16.33% | 42.28% | Revere, MA |
| MIDDLESEX-ESSEX POSTAL EMPLOYEES | 19446 | $4.7M | 656 | 35.53% | 52.65% | NORTH READING, MA |
| ST. JEAN'S | 67959 | $389.1M | 18,772 | 9.10% | 76.06% | lynn, MA |
| METHUEN | 10954 | $38.5M | 2,503 | 9.85% | 50.04% | Methuen, MA |
| THE ANDOVERS | 16067 | $36.6M | 2,131 | 12.35% | 27.08% | Andover, MA |
| ST. ANTHONY OF PADUA | 8616 | $36.1M | 1,787 | 19.70% | 36.60% | Fall River, MA |
| MASS BAY | 68137 | $359.0M | 18,204 | 11.03% | 119.47% | SOUTH BOSTON, MA |
| MEMBERS PLUS | 66706 | $344.1M | 13,792 | 11.58% | 66.36% | Medford, MA |
| ALPHA | 67872 | $34.5M | 3,848 | 17.16% | 68.35% | Boston, MA |
| MASSMUTUAL | 24566 | $324.7M | 13,490 | 11.76% | 71.06% | SPRINGFIELD, MA |
| NORFOLK COMMUNITY | 8828 | $31.1M | 3,580 | 12.10% | 74.59% | Norfolk, MA |
| ALLTRUST | 67481 | $309.5M | 12,106 | 8.82% | 96.99% | Fairhaven, MA |
| BELMONT MUNICIPAL | 4192 | $3.7M | 389 | 21.87% | 93.67% | BELMONT, MA |
| ROCKLAND | 24224 | $3.34B | 204,324 | 10.70% | 105.11% | ROCKLAND, MA |
| METRO | 66364 | $3.27B | 216,561 | 8.96% | 105.89% | Chelsea, MA |
| FALL RIVER MUNICIPAL | 67894 | $294.4M | 13,345 | 9.99% | 80.42% | Fall River, MA |
| MILLS42 | 12666 | $29.7M | 2,948 | 11.58% | 76.59% | Lowell, MA |
| MASSACHUSETTS FAMILY | 24924 | $29.5M | 1,471 | 15.96% | 108.11% | LYNN, MA |
| HOLYOKE | 67875 | $288.6M | 20,747 | 8.97% | 79.16% | Holyoke, MA |
| MALDEN | 4472 | $28.9M | 1,572 | 16.77% | 50.56% | Malden, MA |
| HTM | 67749 | $28.4M | 1,790 | 13.91% | 61.08% | HAVERHILL, MA |
| TAUPA LITHUANIAN | 23803 | $27.8M | 1,781 | 10.21% | 117.35% | South Boston, MA |
| LOWELL FIREFIGHTERS | 67767 | $27.6M | 1,739 | 12.58% | 66.63% | LOWELL, MA |
| LEOMINSTER EMPLOYEES | 1461 | $27.6M | 1,786 | 11.10% | 58.78% | LEOMINSTER, MA |
| MYCOM | 10065 | $27.4M | 2,747 | 12.18% | 41.03% | Pittsfield, MA |
| TREMONT | 68349 | $263.8M | 13,127 | 10.04% | 80.26% | Boston, MA |
| HAVERHILL FIRE DEPARTMENT | 67710 | $25.8M | 1,220 | 9.85% | 71.70% | Haverhill, MA |
| BEVERLY MUNICIPAL | 24192 | $25.8M | 1,902 | 7.95% | 74.30% | Beverly, MA |
| ATTLEBORO M E | 16011 | $25.2M | 1,523 | 11.90% | 23.35% | Attleboro, MA |
| SOMERSET | 24239 | $243.1M | 11,498 | 12.75% | 74.33% | Somerset, MA |
| LUSO | 20600 | $240.7M | 7,852 | 10.92% | 87.97% | Ludlow, MA |
| WORCESTER POLICE DEPARTMENT | 24868 | $24.9M | 1,241 | 11.51% | 87.61% | Worcester, MA |
| BILLERICA MUNICIPAL EMPLOYEES | 66336 | $24.6M | 1,256 | 16.28% | 34.75% | BILLERICA, MA |
| GREATER SPRINGFIELD | 67902 | $235.8M | 11,171 | 17.66% | 55.37% | SPRINGFIELD, MA |
| SOUTHBRIDGE | 66374 | $231.8M | 11,636 | 10.60% | 86.85% | Southbridge, MA |
| SHREWSBURY | 13601 | $227.0M | 9,519 | 8.75% | 52.74% | SHREWSBURY, MA |
| SOMERVILLE SCHOOL EMPLOYEES | 3475 | $23.0M | 1,806 | 16.91% | 46.58% | Somerville, MA |
| RAH | 14845 | $22.8M | 1,878 | 10.58% | 75.37% | RANDOLPH, MA |
| CHELSEA EMPLOYEES | 851 | $20.8M | 2,140 | 8.43% | 80.25% | CHELSEA, MA |
| NEW ENGLAND LEE | 16383 | $2.8M | 253 | 55.11% | 84.33% | Boston, MA |
| STOUGHTON TOWN EMPLOYEES | 17437 | $2.6M | 475 | 14.47% | 78.38% | Stoughton, MA |
| BOSTON CUSTOMS | 524 | $2.5M | 349 | 15.54% | 76.52% | Boston, MA |
| WORKERS | 24923 | $2.44B | 122,979 | 10.54% | 97.65% | Littleton, MA |
| JEANNE D'ARC | 67352 | $2.26B | 103,889 | 8.47% | 99.91% | LOWELL, MA |
| NORTH ADAMS M E | 13274 | $2.3M | 341 | 19.28% | 74.20% | North Adams, MA |
| BRIGHTBRIDGE | 68693 | $2.21B | 115,464 | 10.25% | 85.20% | LAWRENCE, MA |
| SYMPHONY | 18861 | $2.0M | 228 | 8.27% | 90.38% | BOSTON, MA |
| LYNN FIREMENS | 484 | $19.2M | 1,570 | 19.02% | 88.89% | Lynn, MA |
| ALDEN | 67951 | $188.6M | 13,207 | 8.78% | 95.00% | Chicopee, MA |
| RIVER WORKS | 66346 | $186.7M | 5,497 | 9.00% | 85.18% | Lynn, MA |
| COMMUNITY CREDIT UNION OF LYNN | 67558 | $183.3M | 6,471 | 7.05% | 90.40% | LYNN, MA |
| SANTO CHRISTO | 9822 | $18.5M | 2,964 | 8.20% | 62.60% | FALL RIVER, MA |
| NAVEO | 68046 | $178.9M | 6,969 | 8.16% | 74.14% | SOMERVILLE, MA |
| HOMEFIELD | 68057 | $171.7M | 7,144 | 9.80% | 98.49% | NORTH GRAFTON, MA |
| NEW BEDFORD | 66733 | $167.8M | 10,688 | 10.36% | 75.17% | New Bedford, MA |
| ARRHA | 61189 | $165.3M | 9,332 | 7.72% | 88.15% | Springfield, MA |
| PIONEER VALLEY | 24443 | $157.8M | 11,494 | 11.52% | 92.63% | Springfield, MA |
| METROWEST COMMUNITY | 4731 | $140.0M | 7,000 | 8.76% | 56.82% | FRAMINGHAM, MA |
| CAMBRIDGE FIREFIGHTERS | 1236 | $13.6M | 875 | 25.04% | 82.49% | Cambridge, MA |
| ENERGY | 66369 | $128.2M | 5,830 | 16.51% | 79.98% | West Roxbury, MA |
| FIRST PRIORITY | 66593 | $127.9M | 6,274 | 13.86% | 83.23% | BOSTON, MA |
| BROTHERHOOD | 66350 | $126.3M | 5,340 | 39.47% | 81.93% | LYNN, MA |
| LUSO-AMERICAN | 67890 | $125.3M | 9,174 | 15.34% | 74.44% | Peabody, MA |
| ST. MICHAELS FALL RIVER | 8915 | $122.5M | 3,176 | 8.58% | 97.37% | Fall River, MA |
| NESC | 12334 | $121.0M | 7,874 | 10.34% | 80.40% | METHUEN, MA |
| DIGITAL | 23521 | $12.72B | 1,174,837 | 9.68% | 94.22% | Marlborough, MA |
| MARBLEHEAD MUNICIPAL | 23276 | $12.3M | 1,430 | 16.31% | 85.95% | Marblehead, MA |
| WORCESTER | 64144 | $102.4M | 6,388 | 11.50% | 69.39% | Worcester, MA |
| CAMBRIDGE MUNICIPAL EMPLOYEES | 3056 | $10.7M | 1,308 | 21.62% | 37.62% | Cambridge, MA |
| BURLINGTON MUNICIPAL EMPLOYEES | 14865 | $10.6M | 1,177 | 13.60% | 52.61% | BURLINGTON, MA |
| LYNN POLICE | 67840 | $10.5M | 1,009 | 28.17% | 56.23% | Lynn, MA |
| LEXINGTON MA | 14750 | $10.3M | 1,159 | 8.63% | 47.57% | LEXINGTON, MA |
| WATERTOWN MUNICIPAL | 67615 | $10.2M | 681 | 34.18% | 47.84% | WATERTOWN, MA |
| HANSCOM | 9095 | $1.84B | 102,716 | 11.80% | 92.25% | Hanscom AFB, MA |
| M.O.S.E.S. | 23627 | $1.7M | 285 | 19.62% | 41.54% | Boston, MA |
| GREYLOCK | 24560 | $1.63B | 105,674 | 12.27% | 94.19% | Pittsfield, MA |
| WEBSTER FIRST | 24557 | $1.50B | 90,474 | 18.23% | 113.56% | Worcester, MA |
| ST. ANNE'S | 67605 | $1.40B | 61,816 | 8.82% | 105.57% | Fall River, MA |
| SHARON & CRESCENT UNITED | 67836 | $1.40B | 72,961 | 12.08% | 84.16% | SHARON, MA |
| MANCHESTER | 15296 | $1.3M | 305 | 16.10% | 59.68% | Manchester, MA |
| HARVARD | 24959 | $1.22B | 57,478 | 8.67% | 117.98% | Cambridge, MA |
| SPRINGFIELD STREET RAILWAY EMP. | 67965 | $1.2M | 172 | 29.44% | 44.11% | SPRINGFIELD, MA |
| MESSIAH BAPTIST-JUBILEE | 24043 | $1.1M | 229 | 21.14% | 32.05% | BROCKTON, MA |
| ST. MARY'S | 67864 | $1.01B | 56,765 | 11.54% | 91.62% | MARLBOROUGH, MA |