MANCHESTER Credit Union Profile

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MANCHESTER

Charter #15296 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (978) 526-7742

Fax: (978) 526-1616

Founding Date: N/A

Personnel & Operations

President:

Manager: Mason, Victoria

FT Employees: 0

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: MONDAY - THURSDAY: 8:00 AM to 12:00 Noon

Credit Union Profile Summary

MANCHESTER is a FCU Credit Union. With a total of 305 members [1], this institution manages approximately $1,298,417 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.1% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.15% [1].

Financial Snapshot

Total Assets [1]
$1,298,417

Total economic resources.

Total Loans [1]
$649,771

Total value of outstanding loans.

Total Deposits [1]
$1,088,796

Total funds deposited by members.

Members [1]
305

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.1%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
59.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -6.54%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.15%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10 Central St, Town Hall

Manchester, MA, 01944-1308
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by MANCHESTER (Charter #15296).

Main Office

MANCHESTER FEDERAL CREDIT INION Main Office

Type: Corporate Office

10 Central St

Town Hall

Manchester, MA 01944-1308

Phone: (978) 526-7742

Services: Member Services

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Additional Branches

Manchester

MANCHESTER FEDERAL CREDIT INION

Type: Corporate Office

10 Central St

TOWN HALL

Manchester, MA 01944-1308

Phone: (978) 526-7742

Services: None specified

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