BILLERICA MUNICIPAL EMPLOYEES Credit Union Profile

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BILLERICA MUNICIPAL EMPLOYEES

Charter #66336 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (978) 667-2434

Fax: (978) 670-6062

Founding Date: N/A

Website: http://www.billericamecu.com

Personnel & Operations

President: Morris, Paul

Manager: MacMillan, Joyce

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 9:00 AM-4:00PM

Credit Union Profile Summary

BILLERICA MUNICIPAL EMPLOYEES is a FISCU Credit Union. With a total of 1,256 members [1], this institution manages approximately $24,560,883 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.28% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.27% [1].

Financial Snapshot

Total Assets [1]
$24,560,883

Total economic resources.

Total Loans [1]
$7,135,670

Total value of outstanding loans.

Total Deposits [1]
$20,534,398

Total funds deposited by members.

Members [1]
1,256

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.28%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.62%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
34.75%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 21.99%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.27%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.48%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

365 BOSTON RD

BILLERICA, MA, 01821
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by BILLERICA MUNICIPAL EMPLOYEES (Charter #66336).

Main Office

Member Services Main Office

Type: Corporate Office

365 Boston Rd

Billerica, MA 01821

Phone: (978) 667-2434

Services: Member Services

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Additional Branches

Billerica

Main Office

Type: Corporate Office

365 boston rd

Billerica, MA 01821

Phone: (978) 667-2434

Services: Member Services

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